3 Secrets on How to Maximise the AMEX True Cashback Card

AMEX True Cashback Credit Card Review, Key Features and Privileges in Singapore

The AMEX True Cashback Card is said to be one of the top cashback credit cards in Singapore. According to many user reviews of the American Express® True Cashback Card, AMEX has outdone itself with this particular card.

It’s safe to say that the outstanding accomplishment of the AMEX True Cashback Card is because of its two main cashback offers. First, you get a 3% cashback as welcome bonus on your spend in the first 6 months. Second, you can always enjoy unlimited 1.5% cashback, no minimum spend and no cap on spending!

The 3% cashback ia major draw for any cardholders. Imagine, you buy a brand new LED TV that costs S$5,000 and you pay for it using AMEX Cashback card. With the 3% cashback offer, S$150 gets returned to you. Overall, the money you put in for the purchase is just S$4,850!

And, even if the Amex True Cashback 3% cashback welcome bonus runs out, you’ll still get to enjoy 1.5% cashback for an unlimited period on all your purchases!

What’s more, you will also receive a S$80 CapitaVouchers now when you make a minimum spend of S$500 in the first month.

Here are some secrets on how to make sure you maximise your cashback:

#1 – Buy more items during the first six-month period.

As mentioned, the 3% cashback on your AMEX True Cashback Card only happens in the first 6 months upon approval, up to S$5,000 spend. So, if you’re planning to have a shopping spree or if you’re planning to buy some big ticket items, this period of time is the best to make these purchases to maximise the high 3% cashback offer.

Even if the six-month period ends, don’t let it be a big deal. As a True Cashback Card holder, you’re still eligible to receive 1.5% cashback on all your spending. Rest assured that this 1.5% cashback is applicable to ALL of your spending. This means that you can pay for utilities, shop for groceries, buy new items under Home Decors, get more clothes, and more!

#2 – Use the card for dining.

When you’re dining, you should take out your AMEX Cashback Card to pay for your meal and the restaurant service. Not only will you receive the immediate 3% or 1.5% cashback, as an AMEX True Cashback Card holder, you also get to take part in the Love Dining Programme.

Love Dining is a programme that offer you generous discounts and benefits at some of the finest dining venus in Singapore. The list of local restaurants includes Fullerton Hotel Singapore and Si Chuan Dou Hua Restaurant. You get to enjoy up to 50% off at these Love Dining restaurant partners!

One of the coolest things about the dining privilege offered to you as a True Cashback Card holder? The privilege is yours to enjoy all year round! So, wherever you are and whenever you want to dine at a top-class restaurant, bring your True Cashback Card with you to save while you dine!

#3 – Learn about all of the redeemable reward items.

Being a  AMEX True Cashback Card holders, you are also on a membership reward system where you get to earn points when you spend and then redeem these points for a wide variety of travel, shopping and entertainment reward.

Sure, there are times when AMEX reward items are too ordinary. But, you can work your way around this. There’s a secret.

The secret is to wait for the right reward item to redeem, because, unlike other card reward programme, the AMEX reward points do not expire. Furthermore, the reward list gets updated regularly. So, you can always hold on to your points and wait to get that travel reward you have been eyeing for.

The Ultimate Secret: Getting 100% Advantage with AMEX True Cashback Card

The ultimate secret to maximising the AMEX True Cashback Card rewards is to become familiar with all the offers. Alongside, know about all the terms and conditions.

Once you are familiar with their offers, you will not be missing out on any exclusive deals. More importantly, with that knowledge, you should have no problem using the card as wisely as possible.

If you’re a frequent shopper, this cashback card is great for you. From the cashback, you can enjoy huge savings!

The AMEX True Cashback Card annual fee of S$171.20 might be a small concern for cardholders. Sure, you get to avail of a waiver on the first year. But, a fee of more than S$150 per year after that can be a lot to handle.

On the other hand, if shouldering the annual fee is not going to be a problem, it’s pretty hard to come up with a reason not to apply for the irresistible offer by American Express.

To get started with the credit card application, check out the American Express website. One of the requirements is proof of S$30,000 annual income (minimum). If you can easily present the right documents, you’re about to be an AMEX Cashback Card holder pretty soon.

What do you think of AMEX True Cashback Card? Do you agree (or disagree) about the fact that it’s considered as one of the best cashback cards? Do share your thoughts with us!



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