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4 Tricks on How to Advance in Life with HSBC Advance Visa Platinum

HSBC Advance VISA Platinum Credit Card Review, Key Features and Privileges in Singapore

Do you often walk into entertainment venues for chill out sessions on weekends? Do you spend mindless moments at pubs, bars, clubs, music sites, and KTVs?

If so, did you know that you get 10x reward points for SGD $1 that you spend on these entertainment venues? Yes, you do!

Usually, the exchange rate is SGD $1 = 1 reward point. But, with HSBC Advance, the rewards system privileges you to a much higher earn rate.

Just take out your Advance VISA Platinum whenever you need to make a purchase. If you’re going to spend on a bottle of beer (SGD $8), 80 reward points is about to register on your card. And, take note that you can accumulate these reward points to redeem an extravagant item!

It’s definitely a fascinating way of advancing in life! That’s a trick. Below is a list containing the other three tricks on how to advance in life with HSBC Advance VISA Platinum.

#1 – Use HSBC Advance for fuel purchases at Caltex stations.

Are you on the road often? If you are, you’ll benefit a lot as an HSBC Advance Platinum VISA card holder.

There are many Caltex stations all over Singapore, which is beneficial to you. You will receive an instant 16% discount when you pay for petrol with your HSBC Advance VISA Platinum at these stations. If you visit the Caltex website, you can avail of the instant discount, too.

On top of the instant discount, you can also enjoy cash rebates. If you spend a minimum of SGD $800 for three months in one quarter, 5% cash rebate is redeemable. And, if you spend a minimum of SGD $400 for three months in one quarter, you can redeem a 3% cash rebate.

#2 – Use HSBC Advance for online transactions and dining.

Earlier, it was said that you get 10x reward points when you pay with your HSBC Advance Platinum VISA for purchases at entertainment venues. How do you respond to the news that you also get 10x reward points for online transactions and dining?

Yes, every (Singaporean) dollar that you spend when paying for products and services online privileges you to grand rewards. SGD $1 = 10 reward points. Whether it’s a necessity or it’s a want that you’re about to buy from a participating merchant, rewards are waiting for you.

The same is true when it comes to dining. SGD $1 = 10 reward points. As long as the products are catered to you by participating merchants, you can avail of the 10x rewards. The points will go to you regardless of whether it’s a dine-in setup or it’s food-to-go.

#3 – Use HSBC Advance for instalments.

With the 0% HSBC Instalment Plan, you can easily pay back any debt. Instalments of more than six, twelve, eighteen, and twenty-four months are interest-free!

Let’s say that you borrowed SGD $50,000 from your card to invest in a big business venture. Well, with HSBC VISA Advance Platinum, there isn’t going to be a problem. As long as you eventually pay off the SGD $50,000, additional fees won’t be charged to you.

There’s no major logic behind this and this does not come with a catch. The fact remains that you will be treated with utmost care as an HSBC Platinum Advance VISA card holder. Because you already have a load, it’s rather improper to add extra weight. This is a life-saver especially if you’re direly in need of cash at a particular time. Just pay back the amount until you have no outstanding balance. In several months’ time, you’re good.

The Final Rating on HSBC Advance VISA Platinum

HSBC Advance VISA Platinum deserves a 9/10 rating. All of its special offers are very promising. With the offers, a first-class lifestyle is waiting for you.

Why didn’t the card get a perfect rating, you ask? Well, making room for improvements wouldn’t hurt. Alongside, it’s only available to HSBC Advance customers. Applying to become an HSBC Advance customer is effortless. But, a minimum of SGD $30,000 deposit needs to be maintained.

If you can afford the minimum maintaining deposit, why not apply for HSBC Advance membership? It’s going to be worth it, as this post would tell you.

As many credit card reviews agree, one of the best things about HSBC Advance VISA Platinum is the annual fee waiver – the annual fee that can be waived perpetually. Just be a good card user. Pay balances timely, don’t exceed your credit limit, and maintain a praise-worthy reputation as a card holder. By doing so, you can use the card for free for the rest of your life.

So, are you interested in applying for HSBC Advance VISA Platinum? You should be! For concerns, you can leave comments below. You can also visit the HSBC website.

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