Lydia loves credit cards and air miles because they have brought her to Barcelona and Japan. As a result, she is passionate about educating friends and everyone else about how they can maximise their credit cards’ rewards. In her former life, she was a government servant who dealt with policies regarding social issues and businesses. Lydia is now a social entrepreneur involved in business development, and Children’s phonics and literacy. She lives in Singapore with a fluffy Sheltie named Lemon and a non-fluffy husband named Shuohan.