Best AMEX Credit Cards in Singapore

Does the sound of Warren Buffett’s name ring a bell?

It’s not a secret that Warren Buffett is one of the richest individuals worldwide and undeniably the highest profile invester in today’s world. Did you know that he’s a major investor in American Express?

That’s right.

The billionaire knows that AMEX is a powerful brand – A solid name with an iconic reputation, worth of more than $18,000,000. As such, AMEX grants him leverage with company pricing power, as well as the guarantee that it can help prevent his company from losing any market share.

That said, Warren Buffett believes in AMEX and perhaps so should you. AMEX credit cards are well known for their premium services, their high security against fraud and their worldwide acceptance.

There are altogether 13 AMEX credit cards offered in Singapore. Here are what we found the best AMEX credit cards for Singaporeans for every lifestyle..

1. American Express Singapore Airlines KrisFlyer

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Air mile earning convenience

Annual fee
S$176.55 for principal cards and S$53.50 for supplementary cards (1-year waiver)

Income requirements
S$30,000 for Singaporeans and S$60,000 for non-Singaporeans

Features

• First Year Fee Waiver
• Miles earned directly credited to KrisFlyer account – No conversion fee!
• Earn up to 3.1 KrisFlyer miles per S$1 spent on Grab rides, capped at S$200 spend per month
• 2 KrisFlyer miles for every S$1 spent from Singapore Airlines, SkyShop, and KrisShop
• 1.1 mile for every S$1 local spent
• Earn 5,000 KrisFlyer miles the first time you charge to your card
• Earn up to 13,300 KrisFlyer miles with a min. spend of S$3000 in your first 3 months
• Earn 500 bonus KrisFlyer miles on 1st telco recurring bill
• Exclusive Hertz priviledges worldwide
• Up to S$350,000 Travel Inconvenience and Travel Accident Insurance
• Preferential rental rate of Portable Wi-Fi routers

*For a closer look at this credit card, you may check out this review: AMEX SIA KrisFlyer Credit Card 101: Is It Really One of the Best Cards?

*You can apply for this card here.

2. American Express Platinum

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Dining

Annual fee
S$321 for principal cards and S$160.50 for supplementary cards

Income requirements
S$80,000 for Singaporeans and S$80,000 for non-Singaporeans

Features

• Extravagant sign-up offers – Up to S$150 statement credit with min. spend at Love Dining partner; Bang & Olufsen Beoplay E8 3rd Gen. wireless earbud with SGD $5,000 minimum spend within first 3 months
• 50% discounts from over 60 restaurants island-wide (under American Express SELECTS, Love Dining programme and American Express Global Dining programme)
• Enjoy 1-for-1 and complimentary drinks at some of the most tentalizing bespoke bar
• Special privileges under American Express Global Assist, Fraud Protection,  Chillax programme, and Platinum Wellness
• Enjoy up to 40% off a la carte spa services at Adeva Spa, Spa Rael and The Ultimate
• Complimentary green fees from more than 40 golf clubs in Singapore (as well as in Indonesia, Philippines, Thailand, and Malaysia)
• 2 points for every S$1.60 spent
• Best of all, points with no expiration date!

*For further details, you may check out the Top 4 Reasons Why the American Express Platinum Card Is Perfect for Every Singaporean. It discusses the AMEX Platinum’s key features and privileges.

*You can apply for this card here.

3. American Express True Cashback

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Cashback

Annual fee
S$171.20 for principal cards (with 1-year waiver) and S$85.60 for supplementary cards (1st 2 supp. cards fee permanently waived)

Income requirements
S$30,000 for Singaporeans and S$60,000 for non-Singaporeans

Features

• Enjoy 3% Cashback for the first 6 months up to S$5,000 spend
• 1.5% Cashback on subsequent eligible purchases with no minimum spend and no earn cap
• Up to S$80 Capita voucher with min. spend of S$500 in the first month
• Immediate cashback in the same month statement
• Dining privileges under American Express SELECTS
• Enjoy 5% off new wedding packages at selected venues
• Global assist and 24 hour Customer Care Professional

*3 Secrets on How to Maximise AMEX True Cashback Card is a review about this credit card. It discusses the key features and privileges.

*You can apply for this card here.

4. American Express CapitaCard

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Privileges at CapitaLand malls

Annual fee
S$171.20 for principal cards (with 1-year waiver) and S$85.60 for supplementary cards (1st 2 supp. card fee permanently waived)

Income requirements
S$30,000 for Singaporeans and S$60,000 for non-Singaporeans

Features

• Welcome bonus 192,000 STAR$ with min. spend of S$2400 in the first 2 months
• Earn up to 3X STAR$ at participating CapitaLand malls
• Additional 10X STAR$ at participating CaptitaLand Mall’s merchant
• 1X STAR$ for every S$1 spend anywhere anytime
• STAR$ credited directly into your CapitaStar account
• Complimentary parking at CapitaLand malls for 3 hours (with minimum monthly spend of S$1,200)
• Enables use of Apple Pay
• 15% off Best Flexible Rates with Ascott, Citadines and Somerset

*For key features, privileges, and additional details, check out a review that discusses the 3 Awesome Privileges That Are Yours with the AMEX CapitaCard.

*You can apply for this card here.

5. American Express Rewards

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Points & Rewards

Annual fee
S$53.50 for principal cards and S$16.05 for supplementary cards (first 2 supp. card fee permanently waived)

Income requirements
S$30,000 for Singaporeans and S$60,000 for non-Singaporeans

Features

• 100% bonus points on all spend within first 3 months
• 1 Membership Reward point for every S$1 spent
• Choose your own favourite 5 places and earn 50% more bonus points on the first S$5000 charge there
• 50% bonus point on all spending everytime, everywhere when you spend S$5000 in a year
• Points that do not expire and could transform easily into Rewards

*You can apply for this card here.

6. American Express Platinum Reserve

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Special privileges

Annual fee
S$535 for principal cards and S$160.50 for supplementary cards

Income requirements  
S$150,000 for all

Features 

• Complimentary 3D2N stay every membership year at participating Fraser Hospitality properties worldwide
• 50,000 bonus points (with minimum spend of S$5,000 within first 6 months)
• 10 points for every S$1.60 from Platinum EXTRA partners; 2 points for every S$1.60 from all other merchants
• Points that never expire
• Complimentary access to private Members-only Tower club Singapore
• Enjoy 1-for-1 and complimentary drinks at some of the most tentalizing bespoke bar
• Dining privileges under Love Dining programme (such as 50% discount at Fairmont Singapore’s restaurant)
• 90-day purchase protection (maximum of S$25,000 per annum)
• Platinum privileges (SELECTS, Golf, Luxury Yachts, AMEX Global Assist, and Platinum Wellnes & Golf
• Complimentary Travel Accident & Travel Inconvenience coverage.

*You can apply for this card here.

The Final Statement

These are the best AMEX credit cards for Singaporeans. Owning an AMEX card is advantageous primarily because of the AMEX logo. It’s a globally recognised card that can take you far.

Global recognition is definitely a major bonus of an AMEX-branded credit card. Wherever you are and wherever you want to go, merchants will easily recognise and accept an AMEX credit card.

So, which of the AMEX credit card (on the list) has caught your attention? And are you interested in applying for it?

You can also view all of American Express’ credit card offers here.

Feel free to discuss your choice. Alongside, leave any relevant concerns below.