2023 Latest Credit Cards Promotion & Best Credit Card Sign-up Offers in Singapore
byDaya
Last Updated:
Editor’s Note: All content and information in this article are accurate as of published time.
Looking for the best new credit card sign up promotion or the best credit card deals available in Singapore? You are at the right place, because just like you, we have been through the thought process of choosing the best credit card in Singapore to sign up for. Besides the benefits, card features and annual fee you’ll have to pay attention to, you may also get dazzled by the welcome bonus offers that banks give if you sign up for their cards.
With amazing sign up promotions as part of the deal, it’s a win-win for both you, as a consumer and the bank. If you’re reading this, we’re assuming you are already browsing the market for a new card. Whichever card you have in mind, a few minutes is all you need to take a look at the table we have done up below, and see whether any of the sign-up bonus offers appeal to you. They come all forms – cashback, rebates, miles and even free luggage. Perhaps a pleasant surprise awaits you!
Note: The below offers are for new-to-bank customers only, unless otherwise stated. Welcome gifts are subject to stock availability and changes at the bank’s discretion.
Here are credit cards with amazing free sign-up promotions you should keep an eye on:
Free cash back sign up offers
The below offers are for new-to-bank customers only. Do note that for some of the banks, you have the option to choose between cash / cashback or a gift.
CARD
DETAILS
Standard Chartered Simply Cash Credit Card
(Cashback Card)
Choice of^: – Apple AirPods Pro Gen 2 (worth S$362.35), OR – P-Link Smart Tapo RV10 Plus Robot Vacuum & Mop + Smart Dock (worth $409), OR – S$300 upsized cash via PayNow
Plus, get additional S$20 Bonus Cash when you put your card-on-file and spend at least S$20 on select merchants within 30 days of Card approval. List of selected merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix
Valid for new Standard Chartered credit card applicants
Spend at least S$500 on a new Standard Chartered SimplyCash credit card within 30 days of card approval to be eligible for rewards
Choice of: – A Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670), OR – S$150 cashback with a min. spend of S$1,000 for new HSBC Credit Cardholder
Existing HSBC Cardholder will be eligible to receive S$50 cashback
Choice of: – A Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670), OR – S$150 cashback with a min. spend of S$1,000 for new HSBC Credit Cardholder
Existing HSBC Cardholder will be eligible to receive S$50 cashback
Choice of: – A Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670), OR – S$150 cashback with a min. spend of S$1,000 for new HSBC Credit Cardholder
Existing HSBC Cardholder will be eligible to receive S$50 cashback
Receive: – 2x American Tourister Linex 66/24 Luggage TSA (worth S$336), OR – 1x Apple AirPods 3rd Gen with lighting charging case (worth S$261.40), OR – S$200 cash credit when you apply for a new Maybank Credit Card and CreditAble Account, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$600 for each of the first two consecutive months upon approval.
Receive a Xiaomi Robot Vacuum S10+ (worth S$599) or Flujo BEA Office Chair (worth S$509) or S$320 upsized cash via PayNow^ with a min. spend of S$988 within 60 days after card approval
Receive a Xiaomi Robot Vacuum S10+ (worth S$599) or Flujo BEA Office Chair (worth S$509) or S$320 upsized cash via PayNow^ with a min. spend of S$988 within 60 days after card approval
*MyInfo is an e-citizen service that allows you to save time on online form filling and transactions by automatically filling out government/bank e-forms.
^Sign-up gift will be fulfilled by SingSaver. Subject to stock availability. T&Cs apply. Read more here.
+ COF stands for Cash on File transaction where the merchant is authorised by the cardholder to store payment details. Selected merchants eligible under this promotion are: Streaming services (Netflix, Disney+, VIU SG, Spotify, HBO Go, iQiyi SG) and E-commerce (Taobao, Ezbuy, Shopee, Lazada, Qoo10).
⚡[CITI PLUS] Earn up to 2.8% p.a. with the Citi Interest Booster Account + receive up to S$50 + S$100* Cash via PayNow OR a Marshall Minor (worth S$199) with Citi Plus! >> Apply for offer
The below offers are for new-to-bank customers only. Trade your free miles for flight tickets, free airline upgrades, airline membership programme or even free hotel stays! What’s more, you can also choose to convert your air miles into cash to offset purchases.
Plus, get S$20 bonus cash via PayNow^ when you put your card-on-file and make a min. spend of S$20 at participating merchants (Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix)
Also, receive up to 45,000 mileswith a min. spend on your very first spend and annual fee payment (more details here):
Up to 25,000 miles: Additional 5 miles per dollar from eligible spends within 30 days of card approval, capped at S$5,000
10,000 miles: From annual fee payment of S$194.40
10,000 miles: From S$5,000 eligible foreign currency spends
American Express Singapore Airlines KrisFlyer Credit Card
(Miles Card)
Welcome Bonus of 5,000 KrisFlyer miles offer
Plus, receive S$150 Cashback for use on your next purchase on singaporeair.com when you spend S$12,000 or more on eligible purchases with your Card between 1 July 2023 and 30 June 2024
American Express Singapore Airlines KrisFlyer Ascend Credit Card
(Miles Card)
Receive up to 28,600 KrisFlyer miles (Enough to redeem a one-way trip to Japan or Korea*) upon Annual Fee Payment and min. spending of S$3,000 within first 3 months of Card approval if you are new to American Express
OFFER 1: Get up to 50,000 miles – Promotion is valid for new-to-UOB credit card members only – To receive 45,200 miles, spend at least S$1,000 per month for 2 consecutive months, pay the 1st year annual fee (S$240 excl. GST) and SMS PMAF <space> last 4 alphanumeric characters of NRIC/passport by 31 August 2023 – To receive an additional 4,800 miles (for up to 50,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date – Promotion is valid until 31 August 2023 – T&Cs apply. More details here
OFFER 2: Get up to 30,000 miles – Promotion is valid for new-to-UOB credit card members only – To receive 25,200 miles, be the first 200 new-to-UOB credit card members who apply and spend at least S$1,000 per month for 2 consecutive months by 31 August 2023 – To receive an additional 4,800 miles (for up to 30,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date – Promotion is valid until 31 August 2023 – T&Cs apply. More details here
+ Citi Credit Cards Limited Offer T&Cs: – No promotion for existing card members – Successful applicants must ensure that their credit card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment, and must retain and not cancel it for a period of 12 months from the date of approval – Reward may be retracted or cancelled if the card is cancelled before this 12-month period – Other T&Cs apply
Free gifts sign up offers
The below offers are for new-to-bank customers only. The American Express Platinum Credit Card sits in the premium range, but it provides a ton of sign up benefits if you can hit the minimum requirements. The newly launched Citibank Lazada offers some nice sign-up deals too, especially if you are a frequent shopper of Lazada and RedMart!
CARD
DETAILS
OCBC Titanium Card
(Rewards Card)
Choice of^: – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65), OR – Apple Bundle [AirPods Pro (Generation 2) + MagSafe Charger] (worth S$421.90), OR – S$350 eCapitaVoucher, OR – S$250 upsized cash via PayNow upon activating and min. spend of S$500 within 30 days of card approval
Choice of^: – Dyson Supersonic (worth S$699), OR – Dyson V8 Slim Fluffy (worth S$509), OR – Nintendo Switch OLED (worth S$549), OR – S$300 cash via PayNow upon activating and min. spend within 30 days of card approval
(Cashback Card – 1.6% cashback on all eligible spending with no min. spend and no cap)
Choice of^: – Dyson Supersonic (worth S$699), OR – Dyson V8 Slim Fluffy (worth S$509), OR – Nintendo Switch OLED (worth S$549), OR – S$300 cash via PayNow upon activating and min. spend within 30 days of card approval
(Cashback Card – Ideal for earning cashback on groceries & dining!)
Choice of^: – Dyson Supersonic (worth S$699), OR – Dyson V8 Slim Fluffy (worth S$509), OR – Nintendo Switch OLED (worth S$549), OR – S$300 cash via PayNow upon activating and min. spend within 30 days of card approval
Choice of^: – Apple iPad 9th Gen 10.2″ Wifi 64GB (worth S$503.65), OR – Dyson Supersonic (worth S$699) or Dyson V8 Slim Fluffy (worth S$509), OR – S$300 cash via PayNow upon activating and spending a minimum S$500 within 30 days of card approval
OFFER 1: Receive S$350 cash credit – Promotion is valid only for the first 200 eligible new-to-UOB Credit Card members – Spend at least S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards – Valid until 31 August 2023 – T&Cs apply. More details here.
OFFER 2: Receive S$500 Grab vouchers – Promotion is valid for new-to-UOB credit card holders – Apply for the UOB EVOL card and make a min. spend of S$1,000 per month for 2 consecutive months from date of card approval to be eligible for rewards – Rewards available only for the first 100 eligible applicants per calendar month of the promo period (300 total) – Valid until 31 October 2023 – T&Cs apply. More details here.
Receive up to 93,750 Membership Rewards® pointswith annual fee payment and min. spending of S$15,000 within first 3 months of Card approval if you are new to American Express, enough to redeem a return Business Class trip to Thailand, OR
Receive up to 62,500 Membership Rewards® points with annual fee payment and min. spending of S$10,000 within first 3 months of Card approval if you are an existing Card Member.
Receive^: – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65), OR – Apple Bundle [AirPods Pro (Generation 2) + MagSafe Charger] (worth S$421.90), OR – S$350 eCapitaVoucher, OR – S$200 Cash via PayNow
Receive^: – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65), OR – Apple Bundle [AirPods Pro (Generation 2) + MagSafe Charger] (worth S$421.90), OR – S$350 eCapitaVoucher, OR – S$200 Cash via PayNow
The above offers are for new-to-bank customers only. Are you an existing customer one of the banks below but seeking for sign up promotions when signing up for new cards with them? Here’s a list of deals.
CARD
DETAILS
HSBC Advance Credit Card
(Cashback Card)
Existing HSBC credit cardholders will be eligible to receive S$50 cashback. (More details here)
^Sign-up gift will be fulfilled by SingSaver. T&Cs apply. Read more here.
We hope you found our summary useful, and as always, please do check out the terms & conditions on the respective bank’s page using the handy links provided above to ensure you get the sign up gifts you want!
Having trouble deciding which card to go for? In this next section, we will deep dive into some of our top picks for you.
Never owned an American Express credit card before? We reckon the latest welcome offer will appeal to you if you are new to American Express! It doesn’t stop here.
The AMEX SIA KrisFlyer card is known for its convenience in miles accumulation as there is no need for conversion (i.e. no conversion fee too) to your KrisFlyer account. Simply link your KrisFlyer account to your bank account so that the miles you earn can be automatically credited to your KrisFlyer account. No downtime at all!
Looking for a credit card to earn more air miles? Travel in style with the UOB PRVI Miles Visa Card as you get to enjoy exclusive discounts with the Visa Luxury Hotels Collection. Earn more miles on transactions with major airlines, hotels and travel booking sites!
The HSBC Visa Platinum Credit Card is one card that aims to give you more savings on daily expenses, such as utilities and telco bills, groceries, petrol and even dining discounts! We think this makes a great family card for you and your spouse if you’re looking for a card to settle your recurring bill payments as well as necessities for the family.
The StanChart Unlimited Cashback Card had previously garnered quite a bit of attention with its feature on unlimited cashback a cardholder can earn without any minimum spend. This serves as a great all-in-one card! Not only can you use it as an EZ-link card, you also earn 1.5% cashback on anything you transact with the card, along with the amazing dining deals that come with the card. Read our full review of the Standard Chartered Unlimited Cashback Credit Card for a more complete picture.
As consumers, we’re all attracted by promotions and benefits. We commend the effort put in by card companies as we have to admit that it is pretty effective in capturing attention.
With bonus offers upon sign up, customers are getting more out of the deal. This also sends out a feel-good message; it makes customers feel welcome right from the beginning and they may anticipate more promising offers from the credit card company.
More importantly, the sign up promotion of credit cards can weigh in on an important decision: Which should be the credit card for you? If you prefer a particular bonus offer (such as free luggage), don’t hesitate to check out credit card promotions that come with that bonus offer.
While sign up bonus offers are worth considering when you apply for a credit card, the features of a particular credit card are even more important. As you take note of the bonus offers, make sure you don’t lose sight of how the credit card can add value to your lifestyle and spending habits.
Do you look out for sign up promotions before you apply for a credit card? What are some of your best promotions in your opinion? If you have something to add to the line-up, do let us know via the comments section below!