Best Credit Card Reviews in Singapore

Best Credit Cards with Airport Lounge Access in Singapore

Top 5 Credit Cards in Singapore with Airport Lounge Access

Don’t you hate it if someone talks too loudly when you’re at the airport?

Don’t you hate it when you don’t have access to Wi-Fi hotspots?

Don’t you hate it when you can’t have a pre-flight (or post-flight) snack?

How about if you can’t find entertainment centres and all you’re left to do is wait?

Well, there’s a solution: hang out the airport’s lounge!

At the airport lounge, you’ll find amenities such as peaceful areas, Wi-Fi hotspots, food stalls, and entertainment centres. In fact, some airport lounges have gone to the distance by featuring malls, gift shops, restaurants, gyms, spas, and salons!

If you travel often, getting a credit card in Singapore that lets you avail of a complimentary lounge access is a financially wise decision. Compared to the option of purchasing a separate card for airport lounge access, it’s definitely the better decision.

With a credit card that grants airport lounge access, you can enjoy fine accommodation – away from airports’ high-traffic sections. Without too many random people in your surroundings, you can get down to your business uninterruptedly.

Here’s table that features a line-up of 6 credit cards with airport lounge access.

Credit CardBest for…
AmEx KrisFlyer Ascend4 vouchers SATS Premier Lounges & Plaza Premium Lounges; Gold Lounge access (Changi Airport) & Star Alliance Gold Lounges
HSBC VISA InfiniteUnlimited VIP access to more than 700 airport lounges
CITI PremierMiles VISA2 complimentary VIP access per year
SC VISA Infinite6 complimentary VIP access per year
DBS Altitude VISA2 complimentary VIP access per year

1 – American Express KrisFlyer Ascend

Best for: 4 vouchers SATS Premier Lounges & Plaza Premium Lounges; Gold Lounge access (Changi Airport) & Star Alliance Gold Lounges

The American Express KrisFlyer Ascend credit card means you’re a superstar at these airports: SATS Premier Lounges, Plaza Premium Lounges, Gold Lounge (at Changi Airport), and Star Alliance Gold Lounges. At these lounges, you can sit back and relax as you wait for your flights.

Other privileges:

  • Double KrisFlyer Accrual voucher
  • M&C membership (complimentary loyalty upgrade)
  • KrisFlyer Elite Gold (accelerated upgrade)
  • Perpetual annual fee waiver for 2 supplementary credit cards
  • Complimentary Millennium Hotels & Resorts stay (1 night)
  • Complimentary travel insurance (SGD $1,000,000 coverage)
  • AmEx Travel Service
  • Hertz privileges

2 – HSBC VISA Infinite

Best for: Unlimited VIP access to more than 700 airport lounges

With the HSBC VISA Infinite credit card, you can take your pick from hundreds of airport lounges – more than 700 of them, to be exact. Once you’ve decided, you get to access it anytime you want!

Other privileges:

  • Expedited immigration transfer
  • Complimentary limousine transfer
  • Complimentary travel insurance (SGD $2,000,000 coverage; up to 20 beneficiaries)
  • 50% discount at Marriot Tang Plaza Hotel (Singapore)
  • 16% instant discount at Shell (island-wide)

3 – CITI PremierMiles VISA

Best for: 2 complimentary VIP access per year

If, apart from getting VIP passes, you’re focusing on earning miles, the CITI PremierMiles VISA credit card is ideal for you. Complimentary VIP access per year is a grand deal already; getting (up to 42,000) bonus miles is definitely another!

Other privileges:

  • 10% instant cashback at more than 500 participating outlets (such as Sheng Shiong Supermarket, Starbucks, and Burger King)
  • Accelerated miles earn rate (6 miles per SGD $1) at Agoda
  • 10,000 bonus miles upon renewal
  • CITI privileges (global recognition)
  • CITI GlobeShopper (5% cashback on online shopping privileges)
  • Complimentary travel insurance (SGD $1,000,000 coverage)

4 – Standard Chartered VISA Infinite

Best for: 6 complimentary VIP access per year

As a Standard Chartered VISA Infinite credit cardholder, you’re in on VIP access to airport lounges – 6 passes, to be exact. Alongside, you can avail of exciting benefits.

Other privileges:

  • 20% cashback Uber (worldwide) – up to September 2017
  • Free Samsonite 28 cm Luggage, or 86,000 miles (maximum) as welcome bonus
  • 16% instant discount at Caltex (island-wide) – up to June 30, 2017
  • 20% discount at selected dining merchants (such as The Clifford Pier, The Landing Point, and La Brasserie)
  • Complimentary VIP Guest VISA Luxury Hotel Collection
  • Complimentary travel insurance (SGD $1,000,000 coverage)

5 – DBS Altitude VISA

Best for: 2 complimentary VIP access per year

When you sign up for the DBS Altitude VISA (also available in AmEx) credit card, you receive 2 VIP passes at airport lounges annually. This is one of the best cards with an airport lounge access freebie mainly because DBS and VISA’s names are all over it. As a DBS and VISA-branded credit card, this means that as a cardholder, you’re in for DBS and VISA perks, too!

Other privileges:

  • 10,000 bonus miles (for new cardholders) for 2 months with minimum monthly spend of SGD $1,000
  • Perpetual annual fee waiver with SGD $25,000 minimum spend; 1-year annual fee waiver (SGD $192.60 per year)
  • DBS Altitude butler
  • Complimentary travel insurance (SGD $1,000,000 coverage)


These credit cards with passes to airport lounges are worth applying for – especially if you use airport lounges often. You would want to make your time at airports worthwhile, right?

Well, access to airport lounges will make your time worthwhile, indeed!

Because lots of credit cards actually feature complimentary lounge access, you might as well maximise such an opportunity from the best ones. And so long as you abide by the regulations of the credit card companies, you will not be paying to access airport lounges, at all.

Probably the best advantage of an airport lounge access is the opportunity to have a nice and quiet area to attend to your business. Whether you want to go shop, or you want to simply relax, a ticket to an airport lounge will make your day.

Well, what are your thoughts about these credit cards with free airport lounge access? Kindly share them below.


OCBC Dining Deal, OCBC 1-for-1, OCBC Buffet Promo

OCBC Buffet and Dining Deals in Singapore 2020

Android Pay Singapore

How to Use Android Pay in Singapore