Best Credit Cards with FREE Gifts/Cashback/Luggage in Singapore 2022
Credit Card Offers with FREE Gifts/Cashback/Luggage!
byTanya Marie Porras
Editor’s Note: All content and information in this article are accurate as of published time.
According to VISA, exploring a new destination grants people the chance to take a relaxing break from their usual and often monotonous realities. It’s like hitting the pause button for a while, taking a sweet escape out of routines and comfort zones to wander and gain new experiences. And this is one of the reasons why Singaporeans like to leave their stress behind and get out of our small, bustling city once in a while.
With increased connectivity and accessibility, travelling has become more common among Singaporeans. Of course, with traveling comes the need for luggage, and with that necessity comes great offers by credit card companies. While all travel plans need to be paused at the moment as the world deals with the pandemic, free gifts are still always welcome, right?
A luggage is definitely not a cheap buy, and if you or your family members have already been thinking of signing up for a credit card, why not grab these free gifts and get rewarded with a new swanky and solid luggage? It is always wise to invest in a good, sturdy luggage, because you wouldn’t want to deal with a broken luggage and ruin your beautiful vacation, would you? So if you’re one who travels regularly, whether for work or leisure, don’t miss out on these welcome offers!
While some credit card companies might have offered free luggage as welcome gifts, which you can certainly save them for a Singaholiday staycation or for the day we get to travel safely again – You can also get your hands on some of these generous welcome gifts of shopping vouchers and more!
To find out which credit cards with free luggage / free gifts in Singapore are worth signing up for, here’s a summary for easy reference:
Up to S$200 cashback (S$50 cashback when you make one qualifying transaction + S$120 cashback with S$500 minimum spend + S$30 cashback when you apply with MyInfo via SingPass)
Existing HSBC credit cardholders will be eligible to receive up to S$60 cashback.
Valid till 30 April 2022
Earn 5x Rewards on online purchases such as airlines, movies, concert tickets, hotels, taxi bookings, food orders, insurance premiums and online shopping (exclusions apply)
Earn 5x Rewards on local dining and entertainment such as local dining and entertainment transactions at restaurants, cafes, fast food outlets. clubs, bars and family KTVs (excludes dining and entertainment merchants within hotels)
You’ll get 1 Reward point for every dollar spent on everything else!
The HSBC Visa Platinum credit card is a suitable card for couples and families, with perks such as rebates on recurring bills, groceries and petrol. There is also an array of 1-for-1 buffet and dining deals with monthly specials you should look out for.
Terms and conditions for free gift offer from HSBC
Only valid for new HSBC credit card customers
Charge a minimum of S$800 within a month of Card Account Opening Date
Minimum annual income of S$30,000 for Singaporeans and S$40,000 for self-employed and non-Singaporeans to be eligible
Applicant has to be at least 21 years of age
Full terms and conditions apply
Best cash rebate card for familes! Get up to S$1,000 worth of cash rebate yearly
5% cash rebates on groceries (at all local grocery stores, even online supermarkets)*
5% cash rebate at all food and beverage outlets in Singapore (except hotel dining)*
Up to 16% instant discount plus 5% cash rebate on fuel spend at Caltex and Shell stations*
If you’re a frequent flyer, especially on Singapore Airlines, this may be an ideal card for you. Not only can you earn KrisFlyer miles as you fly, you need not go through the trouble of converting them as the miles you earn are automatically credited to your linked KrisFlyer Account. No conversion fee and no downtime! With the AMEX SIA KrisFlyer Ascend credit card, there are several travel privileges we have listed down below that you may enjoy as a cardholder as well. We have done a in-depth review of the AMEX SIA KrisFlyer Ascend credit card if you are keen to know more!
Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during months of June and December
Earn 2 KrisFlyer miles for every S$1 spent on eligible purchases made on singaporeair.com, SingaporeAir App, silkair.com, KrisShop and at SilkAir SkyShop, both in-flight and online.
Other perks with the card
5,000 KrisFlyer miles the very first time you charge to your Card.
Receive 16,000 KrisFlyer miles when you spend S$10,000 in the first 3 months and upon annual fee payment
Receive 1,500 KrisFlyer miles each, for the first 2 approved Supplementary Cards
Receive 5,000 KrisFlyer miles when you successfully refer a friend
4 Complimentary airport lounge access per year to any participating SATS Premier Lounge in Singapore and Plaza Premium Lounge around the world
Enjoy preferential rental rates of Portable Wi-Fi Routers by Changi Recommends from as low as S$4.65 per day
Hertz rental privileges all over the world (such as fee waiver for additional driver, vehicle class upgrade, and discounts on selected rentals)
Millennium Hotels & Resort complimentary 1-night stay per year
Spend above S$15,000 on eligible purchases made on singaporeair.com within the first 12 months upon Card approval to be automatically upgraded to the KrisFlyer Elite Gold membership tier
3. Other HSBC Cards with Gifts / Cashback
The up to S$200 cashback sign-up giftis also valid for redemption when you apply for the HSBC Revolution Card, as well as the HSBC Advance Visa Platinum Card. You’ll also have to be new to HSBC cards as with the application of HSBC Visa Platinum card, in order to qualify for redemption of the free gifts. Here’s a quick overview of the two cards for your consideration.
No annual fees required if you are a HSBC Advance Banking customer, i.e. annual fee for this card is perpetually waived
Earn up to 3.5% cashback on eligible purchases with no minimum spend (Capped at S$125/month)
Additional 7% off worldwide destinations with Agoda
Up to 16% petrol discount at Caltex
Eligibility & Annual Fees
At least 21 years old
For Singaporeans and Singapore Permanent Residents, minimum annual income required is S$30,000
For self-employed and foreigners, minimum annual income required is S$40,000
Who doesn’t love free gifts?
We know the welcome offer and free gifts shouldn’t divert your attention in choosing the right credit card for yourself, but it’s a great bonus if you’re undecided on the cards AND need some of the freebies, like free luggage or headsets right? You may have just narrowed down your choices to the cards mentioned above!
If you’re a jet setter, you’ll definitely be grateful for such a freebie. Not that them being free compromises on the quality, these free luggage or gifts are excellent and durable, and won’t give in easily to wear and tear. These will be great additions to your travel necessities!
Summary: Grab these free gift offers today!
Are these free gifts welcome offers persuasive enough for you to consider applying for the credit cards? From free luggage to free headphones and more, click on one of the apply links above to get your hands on some free gifts along with your credit card today!