OCBC Credit Cards Singapore
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Best OCBC Credit Cards in Singapore

6 of the Best OCBC Credit Cards in Singapore

Did you know the Oversea Chinese Banking Corporation (or OCBC) bagged the 13th spot as the World’s Safest Banks (in Global Finance’s 2013 list)?

Alongside, did you know OCBC is the 2nd strongest bank worldwide according to Bloomberg?

So considering two of these outstanding facts about OCBC, you can say applying for OCBC credit cards is a grand idea. Having an account with the financial institution means you are in good hands!

OCBC has heaps of credit card promotions. But, as a time-saver, here’s a list that features the best OCBC credit cards in Singapore:

Credit Card Best for…
OCBC Plus! VISA Petrol savings
OCBC Titanium MasterCard Online shopping
OCBC Frank Cash rebates
OCBC 365 Dining
OCBC Robinson’s Group Shopping at Robinsons (and other participants)
OCBC Cashflo Entertainment (movies)

1. OCBC Plus! VISA

Best for: Petrol savings

Minimum annual income requirement: SGD $30,000 for Singaporeans; SGD $45,000 for non-Singaporeans

Features:

  • 18.3% (maximum) discount at Esso stations island-wide
  • 5% cash rebate Unity and FairPrice supermarkets
  • 50% (maximum) discount at participating merchants
  • 3% discount at Popular and Bata
  • Free delivery of orders at FairPrice Online (SGD $150 minimum single transaction)
  • Earn LinkPoints
    • 3 LinkPoints for SGD $1 on EZ-Reload
    • 2 LinkPoints for SGD $1 on gas, water, and electricity
    • 2 LinkPoints on SPH, StarHub, Town Council, and M1
    • 0.5 LinkPoints on VISA transactions
  • 1-year annual fee waiver (SGD $80 per year); perpetual annual fee waiver (with SGD $2,500 spend in VISA transactions)
  • More exclusive benefits (such as affordable protection wit Plus! Insurance)

*Apply for the OCBC Plus! VISA here.

2. OCBC Titanium MasterCard

Best for: Online shopping

Minimum annual income requirement: SGD $30,000 for Singaporeans; SGD $45,000 for non-Singaporeans

Features:

  • 50% reimbursement of price difference for online purchases (worldwide coverage up to SGD $1,000 annually)
  • E-commerce protection (with maximum $200 claim)
  • 10 OCBC$ under Bags & Shoes, Children’s & Baby’s Wear, Clothes, Electronics & Gadgets, and Personal Care
  • 10 OCBC$ = 1$ for mobile payments (Apple Pay, Android Pay, and Samsung Pay)
  • 2-year annual fee waiver (SGD $192.60 per year) for both principal and supplementary cards

*To know more about the OCBC Titanium MasterCard (its key features and privileges), you may read this review: Top 3 Reasons Why You Must Get The OCBC Titanium MasterCard in Singapore.

*Apply for the OCBC Titanium MasterCard here.

3. OCBC Frank

Best for: Cash rebates

Minimum annual income requirement: SGD $30,000 for Singaporeans; SGD $45,000 for non-Singaporeans

Features:

  • 6% cash rebate on Online Shopping
  • 5% cash rebate on Entertainment (weekends; Fridays to Sundays); 3% cash rebate on Entertainment (weekdays; Mondays to Thursdays)
  • 14% (maximum) petrol savings at Caltex and Esso stations island-wide (5% loyalty discount + 5% onsite discount +4% card discount)
  • 2-year annual fee waiver (SGD $80 per year); perpetual annual fee waiver (with SGD $5,000 spend)

*For further details on the OCBC Frank credit card, you may read this article: Let’s Be FRANK: Reviewing OCBC’s Cash Rebate Credit Card.

*Apply for the OCBC Frank credit card here.

4. OCBC 365

Best for: Dining

Minimum annual income requirement: SGD $30,000 for Singaporeans; SGD $45,000 for non-Singaporeans

Features:

  • 6% cashback on Dining on weekends, and 3% on weekdays
  • 3% cashback for recurring Telco bills, online purchases, kid’s medical account (under Child Development Account), and local supermarkets
  • 18.3% (maximum) petrol savings at Caltex and Esso stations island-wide; 14.3% upfront + 4.3% cash rebate with SGD $600 (in a calendar month)
  • 5% cashback on petrol (nett)
  • Complimentary travel insurance (up to SGD $800,000 coverage)
  • 2-year annual fee waiver (SGD $160.50 per year)

*Apply for the OCBC 365 credit card here.

5. OCBC Robinson’s Group

Best for: Shopping at Robinsons (and other participants)

Minimum annual income requirement: SGD $30,000 for Singaporeans; SGD $45,000 for non-Singaporeans

Features:

  • 5% cash rebate on participating retail brands such as:
    • DC
    • Golf House
    • John Little
    • Lacoste
    • Marks & Spencer
    • Nautica
    • Quicksilver
    • Robinsons
    • Royal Sporting House
    • Roxy
    • Sperry Top Spider
    • Samba
    • Speedo
    • Vans
  • Earn Robs$
    • 3 Robs$ for every SGD $1 on overseas spend
    • 1 Robs$ for every SGD $1 on local spend
  • 1-year annual fee waiver (SGD $192.60 per year); perpetual annual fee waiver (with SGD $5,000 spend)
  • More exclusive privileges (such as 5% off at Sushi Goshin, Gyoza-Ya, The Scene, Valen Fleur, and Jeeves)

*Apply for the OCBC Robinson’s Group credit card here.

6. OCBC Cashflo

Best for: Entertainment (movies)

Minimum annual income requirement: SGD $30,000 for Singaporeans; SGD $45,000 for non-Singaporeans

Features:

  • Shaw Theatres (SGD $1 discount movie tickets and SGD $26 movie package) privileges
  • 1% cash rebate on purchases (monthly) with SGD $1,000 minimum spend
  • 14% (maximum) onsite discount at Caltex and Esso stations island-wide
  • 2-year annual fee waiver (SGD $80 per year); perpetual annual fee waiver (with SGD $5,000 spend)

*Apply for the OCBC Cashflo credit card here.

Closing Remarks

Overall, submitting an application for OCBC credit cards is a good call for every Singaporean out there. For one of many reasons, these cards have loads in store for all its cardholders – and some come with exclusive perks, too! This means, OCBC cardholders are entitled to benefits that the general public can’t enjoy.

Moreover, based on the above-mentioned review on these credit cards, you have the opportunity to maximise your expenditures. Because you’re about to spend anyway, you should definitely play it smart. Don’t you agree?

And as a well-established bank, OCBC grants peace of mind to its cardholders – peace of mind to focus on shopping, dining, travelling, and more! You can rest assured that you’re in on the finest deals for selected categories. Singapore is a place full of wonderful possibilities, so with the help of OCBC credit cards, you should go and make the best of what’s out there!

As you can see, there’s promise when you apply for OCBC credit cards. As to which OCBC credit card is best depends on you. So, what’s holding you back?

You may visit OCBC’s website for further information. You may also check out all OCBC credit cards here. And if you have comments, suggestions, or any relevant concern, feel free to drop a message at the comments section below.

Here at Cardable, you can find over 2,000 discounts and promotion codes active anytime housed on a single platform. The team at Cardable handpicks various shopping discounts, dining promotions, travel deals and more to help your credit cards add that extra value to your pocket.

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