A good deal of Singaporeans who love to travel turn to a credit card – a travel credit card. This is because of the splendid travel perks that come along.
By simply using their credit cards (to make purchases they’re going to make anyway), they can earn a lot of air miles or points. In turn, these air miles and points are redeemable for a lovely offer: they’ll get to travel to chosen destinations – both local and overseas – FREE!
Do you love to get cool travel perks of your own? If you do, a credit card that lets you earn air miles (or points that are easily convertible to air miles) is the solution.
Here’s a list of credit cards for travel that you may want to check out.
|Credit Card||Best for…|
|Citi PremierMiles VISA Credit Card||Points with no expiration date travel card|
|ANZ World Optimum MasterCard||Cashback travel card|
|AmEx Singapore Airlines KrisFlyer Card||No conversion travel card|
|HSBC VISA Infinite Card||Insurance travel card|
|SC VISA Infinite Card||Priority pass travel card|
|DBS Altitude VISA Card||Bonus air miles travel card (yearly bonus)|
|OCBC Titanium MasterCard||Easily convertible reward points travel card|
|UOB PRVI Miles VISA Credit Card||High air mile earn rate travel card|
#1: Citi PremierMiles VISA Credit Card
Best for: Points with no expiration date travel card
Once your application for the Citi PremierMiles VISA Credit Card is approved, you can start earning as much as 42,000 Citi Miles – in just a few months’ time. A big plus is that these miles come with no expiration date!
You can also earn 10 Citi Miles for every SGD $1 on online travel bookings! For every SGD $1 you spend, you’ll also get Citi Miles. That’s 1.2 Citi Miles (for local spend) and 2 Citi Miles (for overseas spend).
#2: ANZ World Optimum MasterCard
Best for: Cashback travel card
With the ANZ World Optimum MasterCard, you’ll get SGD $100 cashback for online and travel overseas spend! There is no cap on the cashback. Just keep in mind the minimum spend requirement of SGD $10.
And, as a cardholder, you have the right to choose a cashback category. If you go with ‘Travel’, 5% cashback is yours!
#3: AmEx Singapore Airlines KrisFlyer Card
Best for: No conversion travel card
If you enjoy flying with SilkAir and Singapore Airlines, the AmEx Singapore Airlines KrisFlyer Card is ideal for you! For every SGD $1 of in-flight (or online) spending – at silkair.com, singaporeair.com, SilkAir SkyShop, and KrisShop, you’ll receive KrisFlyer Miles. And, these KrisFlyer Miles will be AUTO-CREDITED to your KrisFlyer account.
What’s more are the additional travel perks (such as discounted walk-in rates at Premium Plaza lounges, and travel insurance coverage). For every SGD $1, you’ll also get 2 KrisFlyer Miles for every SGD $1 (overseas spend) and 1.1 KrisFlyer Miles for every SGD $1 (local spend).
#4: HSBC VISA Infinite Card
Best for: Insurance travel card
The qualifying factor that makes the HSBC VISA Infinite Card one of the best travel cards is the insurance coverage it offers. It offers worldwide travel insurance that can go up as much as US $2 million!
You’ll get relatively high air miles, too. 2.25 air miles are yours for every SGD $1 on overseas spend. 1.25 air miles are yours for every SGD $1 on local spend.
#5: SC VISA Infinite Card
Best for: Priority Pass travel card
As an SC VISA Infinite Card holder, you’ll get to enjoy a number of complimentary visits to airport lounges! Under this program (Priority Pass Lounge), you’re entitled to six complimentary visits.
Because the SC VISA Infinite Card is a top travel card, you won’t be missing out on air miles as rewards. You’ll get 1.4 air miles (local spend) and 3 air miles (overseas spend) for every SGD $1.
#6: DBS Altitude VISA Card
Best for: Bonus air miles travel card (yearly bonus)
A traveller could really use bonus miles, right? With the DBS Altitude VISA Card, you’ll receive 10,000 air miles as annual bonus. Just be sure to pay the annual membership fee.
You’ll receive 2 air miles for every SGD $1 of overseas spend. For local spend, SGD $1 = 1.2 air miles are up for grabs.
#7: OCBC Titanium MasterCard
Best for: Easily convertible reward points travel card
Did you know that you can easily convert OCBC$ into air miles – KrisFlyer Miles, to be exact? Signing up for the OCBC Titanium MasterCard is the first step. With the card, 10,000 OCBC$ is equal to a whopping 4,000 KrisFlyer Miles!
You can also earn air miles for every Singaporean dollar you spend. SGD $1 is equal to 1 air mile (for local spend), and SGD $1 = 2 air miles (for overseas spend).
#8: UOB PRVI Miles VISA Credit Card
Best for: High air mile earn rate travel card
To earn a lot of miles for every SGD $1, applying for the UOB PRVI Miles VISA Credit Card is a pretty good idea. With the card, 6 air miles are yours with each Singaporean dollar!
By using the PRVI Miles VISA by UOB when you spend on hotels and major airlines, you’ll get 6 air miles! You’ll also receive 1.4 air miles (for local spend) and 2.4 air miles (for overseas spend) with every SGD $1.
To Sum It All up on Credit Cards for Travel
If you travel regularly, applying for a travel credit card seems a really wise idea. Exciting travel-related offers – the ones you’ll be using – are yours!
More importantly, with a travel credit card, your spending is working for you. This means, you’ll receive a bounty of air miles and points for your dream destination!
Another cool thing is the high earn rate of air miles and points when you travel and spend overseas. Because you’re going to spend anyway when you’re in a foreign country, make sure to charge all of your spending on your card. If you do so, oh the good things that will come to you.
So, what do you think? Are you enticed to get a travel credit card of your own, and if so, which credit card do you plan to sign up for? Kindly comment below.