DBS Altitude

DBS Altitude Visa Signature Card: Is It Right for You?

DBS Altitude Visa Signature Card Review

For a frequent traveller, the approval of an application for the DBS Altitude Visa Signature Card is a big deal. Because of the card’s proposed VIP privileges, it’s definitely a reason to shout for joy.

According to many DBS Altitude Visa Signature Card reviews, getting a DBS Card is sage advice for travellers. It lets you maximise your travels by granting amazing discounts – which includes exclusive deals when shopping, hotel accommodation, airport transfers, and dining!

Well, if you’re a traveller, perhaps, you should get it. Or, perhaps, you shouldn’t?

What Is a DBS Altitude Visa Signature Card?

The DBS Altitude Visa Signature Card is a Visa-branded card that offers travel rewards, discounts, and other benefits. It is issued by DBS Bank Ltd. – a multi-national financial services corporation with a headquarters in Marina Bay, in Singapore.

When using the DBS Visa Card, miles are given in DBS Points. 1 DBS Point is equivalent to 2 air miles. So, if you accumulate 30,000 DBS Points, it means you are awarded 60,000 air miles!

Features:

  • Local spending = 1.2 miles per SGD $1
  • Overseas spending = 2 miles per SGD $1
  • 25% Annual Percentage Rate
  • Exclusive Jet-setter benefits to Altitude Travel Destinations
  • Butler services (provides 24-hour assistance when planning your vacation)
  • Priority Pass on Global Airport Lounge (in up to 700 airports)
  • Offers deals with DBS Indulge
  • Offers mileage earn rate when for particular online transactions
  • 50% discounts with DBS Shopper App
  • Travel Insurance

The Target

Do you belong to a group of moderate and heavy spenders who also love to travel? If so, the DBS Altitude Visa Signature Card is ideal for you! With it, you are privileged to avail of exclusive deals.

Granted that you comply with the DBS Altitude Visa Signature Card requirements, you’re eligible to submit an application. You can apply online at the DBS website.

You can apply for a DBS Altitude Signature Card online easily in two ways. These are:

  • Using iBanking Login
  • Using Card and Pin

Eligibility Requirements

While anyone above the age of 21 can submit an application, the approval for a DBS Card is in favour of those in a middle-income class. You can be approved with proof of SGD $30,000 as minimum annual income (for Singaporean applicants) or with SGD $45,000 as minimum annual income (for non-Singaporean applicants).

The Good & The Bad

Using the card is free for the first year. To continue the usage, you would be required to pay a principal fee (SGD $192.60) — and supplementary fee (SGD $96.30) for each additional card.

Pros:

  • Miles with no expiry
  • Visa-branded card (so it comes with exclusive offers for Visa holders)
  • Affiliation with many travel groups (such as Singapore Airlines, Agoda, Qatar Airways, Cathay Pacific, and Expedia)
  • Affiliation with hotel groups (such as Airbnb and Kaligo)
  • Sign-up bonus (free 15,000 miles)
  • High mileage (3x miles) earn rate (compared to most credit cards)
  • 10,000 free miles upon payment of annual fee
  • Spending SGD $25,000 entitles you to an annual fee waiver

Cons:

  • Redemption of miles necessitates enrolment in DBS’ Frequent Flyer Program (with SGD $40 annual fee)

DBS Altitude Card vs. Citi Premier Miles Card

Often, the DBS Altitude Visa Signature Card is compared to the Citi Premier Miles Card. This is because both require the same annual fees. Both of them also have the same awards system for local and overseas spending.

An advantage of the DBS Card are the travel rewards. Unlike Citi’s Miles Card, the Altitude Card provides complimentary travel insurance, 2 airport lounge access (annually), 3 miles per SGD $1 spending on online travel bookings, and more!

Final Thoughts

Applying for the DBS Altitude Visa Signature Card seems promising. It comes with amazing rewards that you normally wouldn’t get. If your pre-existing credit card doesn’t offer you any of the DBS Card’s perks, you should definitely consider switching. This way, you can make more for your money.

Remember the complimentary travel insurance? DBS offers up to SGD $1,000,000 of coverage! Should unexpected situations arise during travels, rest assured that most of the expenses will be taken care of.

So, what can you say about one of Singapore’s best credit cards for travellers? Are you still wondering whether or not a DBS Altitude Visa Signature Card is right for you? If you spend frequently and you travel frequently, too, the answer is a no-brainer. You should definitely consider an application.

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