OCBC 365 Review Singapore

OCBC 365 Credit Card Review

You Can Depend on OCBC 365 Credit Card

As technology expands, our needs and wants grow bigger and higher. Through this, our standards are susceptible to change. Therefore, you need a card that will never leave you through the daily transitions of life. Good thing is that OCBC 365 Card offers you privileges not only on a day-to-day basis, but all-year round! Wider scope of opportunities and higher altitude of perks are waiting for you!

Earn Cash Backs from Spending

Leave your worries behind because your 365 Card will fill your daily essentials. Avail exciting cash back deals from the following:

Dining6% local weekend dining

3% local weekday and overseas dining

Online Shopping3% on all purchases
Petrol6% on fuel spend at Caltex

5% on all other petrol stations

Grocery3% at supermarkets nationwide
Telecommunication3% recurring bills with SingTel, StarHub & M1
Other Expenses0.3% on all other spending

As additional note, you can save up 23.8% on fuel spend at Caltex; 18.3% at Esso service stations. While, other expenses include 0.3% cash backs on EZ-Link and TransitLink transactions not exceeding S$200 of spend in a calendar month. If so, whether you are a car owner or a daily commuter, your card will save the day for you.

Granted by those rates, you have to spend a minimum of $S600 per calendar month. Failing to do so won’t leave you empty-handed because your purchases are still subjected to 0.3% cash back. An amount of $S80 is also capped for cash back.

If you’re beyond boundaries for adventures and leisure abroad, you will be granted not only with     3%, but with a heartfelt 10% of cash back on all your purchases of any category. This will enable you to enjoy your stay everywhere in the world without worrying of your present payables. The more you have fun with your OCBC 365 Credit Card, the more you’re also about to save from those means of entertainment and needs.

Cash Back Card

OCBC 365 Credit Card

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Child Development Account Trustees

OCBC helps you extend your love to your child by granting you 3% cash back from any medical spend dedicated for your child. Your card values not only you as the cardholder but also the ones you love.

Travel Privileges

Spend vacation or business trips around the world with sense of security. Your card guarantees travel insurance of $200,000. You can plan ahead your trip with the Visa’s 24-Hr Concierge and get access to luxury hotels. Land your feet on different lands as VIP Guest of different hotels and accommodations. You are also entitled to a USD25 F&B voucher paired up with complimentary continental breakfast. You can also get to upgrade your travel package and customize your travel plans. Your treasured experience is truly within your hands.

Be In-charge of Your Own Entertainment

Did you happen to be a movie enthusiast? If so, you can access great movie tickets via Visa Checkout. There you can also scan movie merchandise such as movie vouchers, cards, and other timely promotional perks. This is one of the privileges you get as part of the Visa community which your card puts you through.

What You Will Need to Grab Your OCBC 365 Credit Card

Let’s look to the basics. Of course, you will need to be at least 21 years old and above to have your card. You have to be a Singaporean/PR visa holder who earns S$30,000 and above or a foreigner who earns S$45,000 and above.

Behold, because if other banks only grant you 1st year of waived annual fee, your 365 will give it off for 2 first years both for the principal and supplementary cards provided that your minimum spending per month will be at least S$10,000. Otherwise, the annual fee for principal card is $192.60 while $96.40 for supplementary card. An interest rate of 25.92% per annum will be charged from your credit account. If a late payment occurs, a late payment fee of S$100 will be charged.

Your card will really open doors of opportunity. Your needs will be met and your choices will be rediscovered with your OCBC 365 Credit Card. Do not be left behind and apply for your own card today!

Cash Back Card

OCBC 365 Credit Card

Apply Now



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