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7 Top Advantages of HSBC Premier MasterCard Credit Card 

HSBC Premier MasterCard Credit Card Review, Key Features and Privileges in Singapore

Are you an HSBC (Hong Kong and Shanghai Banking Corporation) Premier customer? It’s a good thing if you are. As an HSBC Premier customer, you are qualified to be an HSBC Premier MasterCard Credit Card holder!

Yes, being an HSBC Premier Card holder is worth shouting for joy. You get to avail of special gifts – special gifts that seem too awesome to be true.

One of these special gifts is cashback privilege on TELCO bills. Do you have internet, mobile, and cable TV bills? If you do, make sure to use your HSBC Premier MasterCard to settle these bills. Rewards are waiting for you!

Here are the other advantages of an HSBC Premier MasterCard Credit Card holder.

1. Discounts and Rebates at Shell and Caltex Stations

Shell and Caltex are two of the most popular fuel stations in Singapore. Therefore, it’s no surprise that you will find plenty of them island-wide. If you’re up for long travels on the road, the discounts and rebates will not go unappreciated.

At Shell and Caltex stations, you’re entitled to an instant discount of 14% on fuel purchases. You also get 3% rebates with a minimum spend of SGD $400 every month for the three months per quarter. If you want to increase the rebates (6% rebates at Shell and 5% rebates at Caltex), you’re required to have a minimum spend of SGD $800.

2. Cash Returns on TELCO Bills.

As mentioned, you can enjoy cashback privilege when paying for your internet, mobile, cable TV, and other TELCO bills. With a minimum spend of SGD $800 monthly for three months, you qualify for a 5% cashback. And, if your HSBC Premier MasterCard reflects a minimum spend of SGD $400 every month in a quarter, 3% cashback when you pay for your bills is yours.

3. Annual Fee Waiver

HSBC Premier MasterCard holders can enjoy the annual fee waiver for both principal and supplementary cards. As long as you’re 21 years of age (at least) and you can present valid proof of minimum annual income eligibility (SGD $30,000 for Singaporeans and SGD $40,000 for non-Singaporeans), you can apply.

4. Complimentary Travel Insurance

HSBC Premier MasterCard privileges card holders to complimentary insurance that can go up to SGD $300,000. If you charge your travel expenses to your Premier card, you’re qualified to avail of the insurance coverage. The coverage, which includes personal travel accident coverage and flight inconvenience coverage, is for you and for your family.

5. SGD $1 Equates to 1 Reward Point

For every SGD $1 you spend, being an HSBC Premier Credit Card holder entitles you to 1 reward points – and these points are redeemable, of course. You can exchange these for loads of amazing rewards under different categories. You can choose from shopping, dining, and travel.

6. Exclusive Golfing Perks

Up to SGD $500,000 coverage of golfer’s insurance come with an HSBC Premier MasterCard. You also get a 24-hour concierge services that is dedicated to cater to all your golfing needs. On top of these two, you can also enjoy a PGA Player Experience at participating TPC (Tournament Players Club) properties.

If you go to a golf course often, what’s there not to love? You can have a top-class golfing experience with these perks. For more information, check out MasterCard World Privilege Access Programme.

7. Discounts and Rebates on Dining

As an HSBC Premier MasterCard holder, you can take advantage of the great deals on dining. By spending a minimum of SGD $800 on the delectable treats of participating local restaurants, you get 2% cashback. So, if you’re about to cash out SGD $100 on sushi, sashimi, and other Asian favourites, SGD $98 is all you’re about to pay.

If you want take-out, what do you say to a 50% discount? A plethora of participating restaurants island-wide are at your service.

HSBC Premier MasterCard: Worth Applying or Not?

Yes, submitting an HSBC Premier MasterCard Credit Card application is a good idea. In fact, it’s an excellent idea. With all the extravagant offers that are bound your way if you sign-up, a great life is yours for the taking.

As stated, the HSBC Premier MasterCard advantages are outstanding. Shopping, dining, entertainment, travel, fuel purchases, and golfing privileges are yours. If you spend a lot anyway, you should definitely figure out a way to use the card.

A small setback is HSBC Premier MasterCard’s unavailability to non-HSBC Premier customers. This is not a reason to panic especially because the steps to becoming an HSBC Premier Customer is a walk in the park.

So, what can you say about HSBC Premier MasterCard? Based on the review, you might be interested in applying for it at the HSBC website!

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