The POSB everday card is a broad-based credit card that provides decent cashback IF you spend regularly with these partner merchants:
Groceries: Sheng Siong, Watsons
Travel: AirAsia, overseas card swipes
Transport: Comfort cabs, ez-link topups
Utilities: Singapore Power, Starhub, HDB season parking
*The minimum spend required for cashback varies across each individual partner merchants rather than the entire spend for the card.
The range of cashback at the partner merchants range from 1-3% and 0.3% on all other merchants. We suggest this card for people do not spend enough to hit the minimum spend amount for other the well-known higher tier cashback cards (3-5% when optimised). If you already have another card where you can earn higher cashback, due to the low min spend required, this card will make a fine addition to optimise your cashback with these selected merchants.