DBS-POSB Everyday Card

POSB Everyday Card

On DBS's Secure Website

Card Details

  • Up to 6% Cash rebate on daily essentials with: SPC, Sheng Siong, Watsons, Air Asia, Starhub, EZ-Reload
  • 2% Cash rebate on overseas spend, 3% Cash rebate on AirAsia flights
  • 1% Cash rebate with Comfort/CityCab taxi fares
  • Use as EZ-link card with 2% top-up rebate
  • Use as ATM card
  • Use as Credit card: tap and pay with MasterCard Contactless for up to $100/transaction without signature required
  • 2 year annual fee waiver


  • Great cashback for a low min spend requirement
  • Ez-link rebates


  • High cashback rates only applies to selected merchants

Annual Fee

(Waived for 1 year)

Signup Bonus

Receive up to S$80 gift vouchers when you meet a min. spend of S$500 within the first month from card approval date.

Requirements (Min Yearly Income)

  • Local $30000
  • Non local $45000


  • Up to 20.1% savings on petrol at SPC.


  • 5% Cash rebate at Sheng Siong
  • 3% cash rebate at personal care store Watsons
  • 2% cash rebate5 on your overseas spend
  • 1% Cash rebate at POPULAR and UrbanWrite


  • 3% cash rebate on flights purchased at AirAsia.com
  • 1% cash rebate on Comfort/ CityCab taxi fares
  • 2% cash rebate when you activate your EZ-Reload
  • 1% cash rebate on parking fees when you charge your HDB Season Parking renewal fee online
  • 1% cash rebate on recurring utility bills from SP Services
  • 1% cash rebate on recurring StarHub mobile / digital cable / broadband bills and on your in-store purchases
  • 0.3% on everything else

Cash Back

Card Summary

The POSB everday card is a broad-based credit card that provides decent cashback IF you spend regularly with these partner merchants:

Groceries: Sheng Siong, Watsons
Travel: AirAsia, overseas card swipes
Transport: Comfort cabs, ez-link topups
Petrol: SPC
Utilities: Singapore Power, Starhub, HDB season parking
*The minimum spend required for cashback varies across each individual partner merchants rather than the entire spend for the card. 

The range of cashback at the partner merchants range from 1-3% and 0.3% on all other merchants. We suggest this card for people do not spend enough to hit the minimum spend amount for other the well-known higher tier cashback cards (3-5% when optimised). If you already have another card where you can earn higher cashback, due to the low min spend required, this card will make a fine addition to optimise your cashback with these selected merchants.