OCBC-90N MasterCard

90N MasterCard

On OCBC's Secure Website

Card Details

  • Earn 1.2 and 2.1 miles per S$1 spent locally and overseas respectively
  • Flexibility of converting points to miles: 1 Travel$ = 1 mile
  • No expiry on Travel$ earned, and no conversion fee
  • Travel$ can be converted to 1.2% cashback
  • Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off
  • First-year annual fee waived. Receive 10,000 miles when you pay the second year annual fee

Annual Fee

(Waived for 1 year)

Signup Bonus

Earn up to 55,000 miles

Requirements (Min Yearly Income)

  • Local $30,000
  • Non local $

Card Summary

The OCBC 90°N Card is available to anyone earning $30,000 a year and carries an annual fee of $192.60, which is waived for the first year. Paying the annual fee in the second year earns you 10,000 miles.

Points earned on this card do not expire, which is a really great benefit because it allows you to gradually build up your points and redeem them for a major holiday. This is especially handy if you’re not a frequent traveller, and don’t earn bucket loads of points regularly.

There are no conversion fees to convert your points to KrisFlyer miles. This is a welcome feature, given we normally only see transfer fees waived on high-end credit cards like the OCBC VOYAGE (min income: $120K) or the UOB Reserve (min income: $500K). Moreover, the minimum transfer block for miles is just 1,000, which makes this a useful card to top off a KrisFlyer account.