Citi Cash Back Card
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Card Details
- 6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas)
- 8% cashback on grocery shopping, both online and at major supermarkets (local & overseas)
- Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending
- Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
- Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
- 0.25% cashback for all other spending, even if you do not meet the min. monthly spend
- Note: Min. monthly spend of S$800 required to earn bonus cashback. There is a S$80 combined cashback cap across all categories
Annual Fee
$192.60
(Waived for 1 year)
Signup Bonus
Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30), or Dyson V8 Slim Fluffy (worth S$509) or Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow
Requirements (Min Yearly Income)
- Local $S$30,000
- Non local $S$42,000
Petrol
- Save up to 20.88% at Esso and Shell, 8% cash back at all other petrol stations
Cash Back
- 8% cash back at all other petrol stations besides Esso and Shell
- 8% cash back at all supermarkets and grocery stores worldwide
- 8% cash back at all restaurants, cafes, food and beverage outlets globally
- 0.25% cash back for all other retail spend
- Accumulate S$50 or more cash back in a month and it will be credited to your statement in multiples of S$10
- Cash back will never expire
- Limited time offer: 20% cash back on all Grab rides from 7 April to 6 July 2017
- 8% cash back on all Grab rides from 7 July 2017 (currently 20%)
Shopping
- 8% cash back at all supermarkets and grocery stores worldwide
- 0.25% cash back for all other retail spend
Promotions
- 10% Cash rebate on all eligible PayPass transactions made at Comfort/CityCabs with Citibank DIVIDEND World MasterCard
- CITI privileges: Enjoy complimentary travel insurance
- CITI privileges: Best dining deal promise - offers the best promotion at a Citibank Gourmet Pleasures preferred restaurant, same or better than another credit card offer (if better credit card offers are found, the difference will be refunded)
- Limited time offer: 20% cash back on all Grab rides from 7 April to 6 July 2017
- 8% cash back on all Grab rides from 7 July 2017 (currently 20%)
Card Summary
The Citi Cash Back Card is a credit card ideal for earning cashback on groceries and dining, it offers one of the highest cash back at 6% for Dining and 8% for Groceries and Petrol. It also offers up to 20.88% off petrol at Esso and Shell. Note: The 8% cash back is only applicable when you spend at least S$800 per statement month and this cashback is capped at S$80 across all retail spend. For all other eligible retail spend, stand to receive a base cashback of 0.25%, with no cap.