Citi Rewards Card is one of the top rewards credit card in Singapore for those who love to shop. The reward points are valid for 5 years which we think - is honestly good. Further, the cardholder can redeem reward points for Miles, Dining vouchers or shopping vouchers. It is for people who are observant and can redeem points at the right time. It is also very important to pay off your credit card debt in full every month so you don't end up in a financial wreck. If you're a calculative budget-oriented individual with wide diversity of shopping interests - it's a powerful card.