2024 Latest Credit Cards Promotion & Best Credit Card Sign-up Offers in Singapore
byDaya
Last Updated:
Editor’s Note: All content and information in this article are accurate as of published time.
Looking for the best new credit card sign up promotion or the best credit card deals available in Singapore? You are at the right place, because just like you, we have been through the thought process of choosing the best credit card in Singapore to sign up for. Besides the benefits, card features and annual fee you’ll have to pay attention to, you may also get dazzled by the welcome bonus offers that banks give if you sign up for their cards.
With amazing sign up promotions as part of the deal, it’s a win-win for both you, as a consumer and the bank. If you’re reading this, we’re assuming you are already browsing the market for a new card. Whichever card you have in mind, a few minutes is all you need to take a look at the table we have done up below, and see whether any of the sign-up bonus offers appeal to you. They come all forms – cashback, rebates, miles and even free luggage. Perhaps a pleasant surprise awaits you!
Note: The below offers are for new-to-bank customers only, unless otherwise stated. Welcome gifts are subject to stock availability and changes at the bank’s discretion.
Here are credit cards with amazing free sign-up promotions you should keep an eye on:
Free cash back sign up offers
The below offers are for new-to-bank customers only. Do note that for some of the banks, you have the option to choose between cash / cashback or a gift.
CARD
DETAILS
Standard Chartered Simply Cash Credit Card
(Cashback Card)
Receive^: – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30), OR – Apple AirPods Pro Gen 2 + Magsafe Bundle (worth $425.20), OR – Nintendo Switch Gen 2 (worth S$399), OR – $330 and get up to S$40 e-capitaland voucher^
Promotion is valid for new Standard Chartered credit card applicants
Make minimum spend of S$500 within 30 days of card approval to be eligible for rewards
Plus, get additional S$20 e-capitaland voucher when you split the payment for your purchases with SCB Easy Pay, pay bills with SCB Easybill or put any purchases on instalment in SCB Savings Account or Current Account.
Additionally, get S$20 e-capitaland voucher when you make a min. spending of $1,000 in your 2nd month.
Note: Effective January 1st, physical card activation for a new StanChart credit card is now required to receive gifts, instead of digital activation.
HSBC Advance Credit Card
(Cashback Card)
Choice of^: – An Apple Bundle – Apple Airpods 3rd Gen + MagSafe Charger (worth S$333.50), OR – Xiaomi Robot Vacuum S10 (worth $356), OR – A Stryv Bundle – Hair Dryer + Pro Styler (worth $338), OR – $300 eCapitaVoucher^, OR – S$250 cash via PayNow^
PLUS, enjoy instant approval to get exclusive access to the ENTERTAINER with HSBC Singapore app and enjoy over 1,000 ENTERTAINER 1-for-1 deals on dining, travel and entertainment
Valid for new HSBC credit card holders only. Spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.
Choice of: – Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680), OR – SGD150 cashback
PLUS, enjoy instant approval to get exclusive access to the ENTERTAINER with HSBC Singapore app and enjoy over 1,000 ENTERTAINER 1-for-1 deals on dining, travel and entertainment
Valid for new HSBC credit card holders only. Spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.
Choice of: – Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680), OR – SGD150 cashback
PLUS, enjoy instant approval to get exclusive access to the ENTERTAINER with HSBC Singapore app and enjoy over 1,000 ENTERTAINER 1-for-1 deals on dining, travel and entertainment
Valid for new HSBC credit card holders only. Spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.
Receive: – 10,000 KrisFlyer miles, OR – a pair of American Tourister Linex Spinner 66/24 Luggage (worth S$336), OR – 1x Apple AirPods 3rd Gen with Lightning charging case (worth S$261.40), OR – S$200 cashback when you apply for a new Maybank Credit Card and CreditAble Account, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$600 for each of the first two consecutive months upon approval.
Receive^ a: – Dyson Supersonic hair dryer (worth S$699), OR – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30), OR – Nintendo Switch OLED (worth S$549), OR – upsized cash up to S$300 via PayNow^
Receive^ a: – Dyson Supersonic hair dryer (worth S$699), OR – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30), OR – Nintendo Switch OLED (worth S$549), OR – upsized cash up to S$300 via PayNow^
*MyInfo is an e-citizen service that allows you to save time on online form filling and transactions by automatically filling out government/bank e-forms.
^Sign-up gift will be fulfilled by SingSaver. Subject to stock availability. T&Cs apply. Read more here.
+ COF stands for Cash on File transaction where the merchant is authorised by the cardholder to store payment details. Selected merchants eligible under this promotion are: Streaming services (Netflix, Disney+, VIU SG, Spotify, HBO Go, iQiyi SG) and E-commerce (Taobao, Ezbuy, Shopee, Lazada, Qoo10).
⚡[CITI PLUS] Earn up to 2.8% p.a. with the Citi Interest Booster Account + receive up to S$50 + S$100* Cash via PayNow, OR an Appple Apple Airpods (3rd Gen) with Magsafe Charging Case (worth $271.50), OR Sony WF-C700N Headphones (worth $199) with Citi Plus! >> Apply for offer
Valid from now till 30 November 2023 (*T&Cs apply).
Free Air Miles sign up offers
The below offers are for new-to-bank customers only. Trade your free miles for flight tickets, free airline upgrades, airline membership programme or even free hotel stays! What’s more, you can also choose to convert your air miles into cash to offset purchases.
CARD
DETAILS
[NEW] Standard Chartered Journey Credit Card
(Miles Card)
Receive AirTag Bundle of 4 (worth S$149) or S$100 cash via PayNow^
Promotion is valid for new Standard Chartered credit card applicants. T&Cs apply.
American Express Singapore Airlines KrisFlyer Credit Card
(Miles Card)
Welcome Bonus of 5,000 KrisFlyer miles offer
Plus, receive S$150 Cashback for use on your next purchase on singaporeair.com when you spend S$12,000 or more on eligible purchases with your Card between 1 July 2023 and 30 June 2024
American Express Singapore Airlines KrisFlyer Ascend Credit Card
(Miles Card)
Receive up to 34,000 KrisFlyer miles (Enough to redeem a return trip to Bali for 2*) upon Annual Fee Payment and min. spending of S$3,000 within first 3 months of Card approval if you are new to American Express
For existing AMEX Card member, receive up to 24,000 KrisFlyer miles with annual fee payment and min. spending of S$3,000 within first 3 months of Card approval, enough to redeem a one-way Business Class to Bangkok.
OFFER 1: Get up to 50,000 miles – Promotion is valid for new-to-UOB credit card members only – To receive 45,200 miles, spend at least S$1,000 per month for 2 consecutive months, pay the 1st year annual fee (S$240 excl. GST) and SMS PMAF <space> last 4 alphanumeric characters of NRIC/passport by 30 November 2023 – T&Cs apply. More details here
OFFER 2: Get up to 30,000 miles – Promotion is valid for new-to-UOB credit card members only – To receive 25,200 miles, be the first 200 new-to-UOB credit card members who apply and spend at least S$1,000 per month for 2 consecutive months by 30 November 2023 – To receive an additional 4,800 miles (for up to 30,000 total miles), make a min. overseas spend of S$1,000 per month for 2 consecutive months from card approval date – Promotion is valid until 30 November 2023 – T&Cs apply. More details here
+ Citi Credit Cards Limited Offer T&Cs: – No promotion for existing card members – Successful applicants must ensure that their credit card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment, and must retain and not cancel it for a period of 12 months from the date of approval – Reward may be retracted or cancelled if the card is cancelled before this 12-month period – Other T&Cs apply
Free gifts sign up offers
The below offers are for new-to-bank customers only. The American Express Platinum Credit Card sits in the premium range, but it provides a ton of sign up benefits if you can hit the minimum requirements. The newly launched Citibank Lazada offers some nice sign-up deals too, especially if you are a frequent shopper of Lazada and RedMart!
CARD
DETAILS
Standard Chartered Rewards+ Credit Card
(Rewards Card)
Receive^: – AirPods Gen 3 + MagSafe Charger bundle (worth S$330.50), OR – Stryv Pro Styler + Hairdryer bundle (worth $338), OR – S$250 and get up to S$40 e-capitaland voucher upon activating and min. spend of S$250 within 30 days of card approval
Plus, get additional S$20 e-capitaland voucher when you split the payment for your purchases with SCB Easy Pay, pay bills with SCB Easybill or put any purchases on instalment in SCB Savings Account or Current Account. • Additionally, get S$20 e-capitaland voucher when you make a min. spending of $1,000 in your 2nd month.
Note: Effective January 1st, physical card activation for a new StanChart credit card is now required to receive gifts, instead of digital activation.
OCBC Titanium Card
(Rewards Card)
Receive^: – Apple Bundle [Apple AirPods (Generation 3) with Magsafe Charging Case + MagSafe Charger] (worth S$330.50), OR – Travel Bundle [Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag] (worth S$570), OR – S$300 eCapitaVoucher, OR – S$280 Cash via PayNow upon activating and min. spend of S$500 within 30 days of card approval
Choice of^: – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65), OR – Dyson Supersonic (worth S$699), OR – Dyson V8 Slim Fluffy (worth S$509), OR – S$300 cash via PayNow upon activating and min. spend within 30 days of card approval
(Cashback Card – 1.6% cashback on all eligible spending with no min. spend and no cap)
Choice of^: – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65), OR – Dyson Supersonic (worth S$699), OR – Dyson V8 Slim Fluffy (worth S$509), OR – S$300 cash via PayNow upon activating and min. spend within 30 days of card approval
(Cashback Card – Ideal for earning cashback on groceries & dining!)
Choice of^: – Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65), OR – Dyson Supersonic (worth S$699), OR – Dyson V8 Slim Fluffy (worth S$509), OR – S$300 cash via PayNow upon activating and min. spend within 30 days of card approval
Choice of^: – Apple iPad 9th Gen 10.2″ Wifi 64GB (worth S$503.65), OR – Dyson Supersonic (worth S$699) or Dyson V8 Slim Fluffy (worth S$509), OR – S$300 cash via PayNow upon activating and spending a minimum S$500 within 30 days of card approval
Receive S$350 cash credit – Promotion is valid for the first 200 new-to-UOB credit card holders – Apply for the UOB EVOL card and make a min. spend of S$1,000 per month for 2 consecutive months from date of card approval to be eligible for rewards – Valid until 31 December 2023 – T&Cs apply. More details here.
The below offers are for new-to-bank customers only. You can check out our dedicated free luggage article for a deep dive!
CARD
DETAILS
HSBC Advance Credit Card
(Cashback Card)
Choice of: – Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680), OR – SGD150 cashback
PLUS, enjoy instant approval to get exclusive access to the ENTERTAINER with HSBC Singapore app and enjoy over 1,000 ENTERTAINER 1-for-1 deals on dining, travel and entertainment
Valid for new HSBC credit card holders only. Spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.
Choice of: – Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680), OR – SGD150 cashback
PLUS, enjoy instant approval to get exclusive access to the ENTERTAINER with HSBC Singapore app and enjoy over 1,000 ENTERTAINER 1-for-1 deals on dining, travel and entertainment
Valid for new HSBC credit card holders only. Spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.
Choice of: – Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth SGD680), OR – SGD150 cashback
PLUS, enjoy instant approval to get exclusive access to the ENTERTAINER with HSBC Singapore app and enjoy over 1,000 ENTERTAINER 1-for-1 deals on dining, travel and entertainment
Valid for new HSBC credit card holders only. Spend at least SGD1,000 and provide marketing consent upon applying for this card. Other T&Cs apply.
Receive: – 10,000 KrisFlyer miles, OR – a pair of American Tourister Linex 66/24 Luggage TSA (worth S$336), OR – 1x Apple AirPods 3rd Gen with lighting charging case (worth S$261.40), OR – S$200 cashback when you apply for a new Maybank Credit Card and CreditAble Account, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$600 for each of the first two consecutive months upon approval.
Valid till 31 December 2023 T&Cs apply. More details here
Promotion valid only for new to Maybank cardholders (T&Cs apply)
The above offers are for new-to-bank customers only. Are you an existing customer one of the banks below but seeking for sign up promotions when signing up for new cards with them? Here’s a list of deals.
CARD
DETAILS
HSBC Advance Credit Card
(Cashback Card)
Existing card holders can receive S$50 cashback when you provide marketing consent upon applying for this card
^Sign-up gift will be fulfilled by SingSaver. T&Cs apply. Read more here.
We hope you found our summary useful, and as always, please do check out the terms & conditions on the respective bank’s page using the handy links provided above to ensure you get the sign up gifts you want!
Having trouble deciding which card to go for? In this next section, we will deep dive into some of our top picks for you.
Never owned an American Express credit card before? We reckon the latest welcome offer will appeal to you if you are new to American Express! It doesn’t stop here.
The AMEX SIA KrisFlyer card is known for its convenience in miles accumulation as there is no need for conversion (i.e. no conversion fee too) to your KrisFlyer account. Simply link your KrisFlyer account to your bank account so that the miles you earn can be automatically credited to your KrisFlyer account. No downtime at all!
Looking for a credit card to earn more air miles? Travel in style with the UOB PRVI Miles Visa Card as you get to enjoy exclusive discounts with the Visa Luxury Hotels Collection. Earn more miles on transactions with major airlines, hotels and travel booking sites!
The HSBC Visa Platinum Credit Card is one card that aims to give you more savings on daily expenses, such as utilities and telco bills, groceries, petrol and even dining discounts! We think this makes a great family card for you and your spouse if you’re looking for a card to settle your recurring bill payments as well as necessities for the family.
The StanChart Unlimited Cashback Card had previously garnered quite a bit of attention with its feature on unlimited cashback a cardholder can earn without any minimum spend. This serves as a great all-in-one card! Not only can you use it as an EZ-link card, you also earn 1.5% cashback on anything you transact with the card, along with the amazing dining deals that come with the card. Read our full review of the Standard Chartered Unlimited Cashback Credit Card for a more complete picture.
As consumers, we’re all attracted by promotions and benefits. We commend the effort put in by card companies as we have to admit that it is pretty effective in capturing attention.
With bonus offers upon sign up, customers are getting more out of the deal. This also sends out a feel-good message; it makes customers feel welcome right from the beginning and they may anticipate more promising offers from the credit card company.
More importantly, the sign up promotion of credit cards can weigh in on an important decision: Which should be the credit card for you? If you prefer a particular bonus offer (such as free luggage), don’t hesitate to check out credit card promotions that come with that bonus offer.
While sign up bonus offers are worth considering when you apply for a credit card, the features of a particular credit card are even more important. As you take note of the bonus offers, make sure you don’t lose sight of how the credit card can add value to your lifestyle and spending habits.
Do you look out for sign up promotions before you apply for a credit card? What are some of your best promotions in your opinion? If you have something to add to the line-up, do let us know via the comments section below!