For all you forgetful credit card owners, here's our two cents worth of advice so that you'll never forget your credit card bills again.
1. Set Up Automated Payments
The simplest way to never miss a due date is to set up a Giro arrangement with your bank. This ensures your bill is paid automatically every month.
2. Use Calendar Alerts
Set a recurring alert on your phone for 3 days before your bill is due. This provides a buffer in case of processing delays.
3. Consolidate Your Statements
Try to align your credit card billing cycles so they all fall within the same week. This makes it easier to manage your cash flow at once.
4. Set Up SMS Notifications
Most banks offer SMS alerts for upcoming payments and transaction thresholds. Enable these in your online banking portal to stay updated.
5. Check Your Banking App Weekly
Spend five minutes each week checking your mobile banking app to see if any new statements have been generated. Proactivity beats forgetfulness every time.