Best Credit Cards for Expats in Singapore

Welcome to Singapore. Navigating the financial landscape as a new resident can be challenging. We’ve compiled a guide to the top credit cards for expats to help you earn rewards, save on travel, and manage your daily expenses effectively.

Top Recommended Cards

From air miles to lifestyle perks, these cards are tailored for the expat lifestyle:

DBS Altitude Visa/Amex: Great for travelers seeking flexible miles.
UOB PRVI Miles: One of the highest earn rates for overseas spending.
Maybank World Mastercard: Excellent for luxury lifestyle and golf privileges.
UOB ONE Card: Ideal for straightforward cashback on your recurring bills.
HSBC Advance: A well-rounded card with rewards linked to your banking deposits.

Essential Tips for Expats

When applying, ensure you have your Employment Pass (EP) or S-Pass ready, along with your latest statements from your employer. Most banks require a minimum income threshold, which varies significantly between local and international expat-friendly banks.