Citi-SMRT Platinum Visa

SMRT Platinum Visa
By Citi

On Citi's Secure Website

Card Details

  • Up to 15% savings on coffee
  • Up to 7% savings on groceries
  • Up to 5% savings on toys and books
  • Redeem your SMRT$ for vouchers and free rides
  • No convenience fee charge for EZ-Reload Auto Top
  • Save more with SMRT$ and Citi Rebate


  • Wonderful card for shopping groceries
  • Excellent for coffee shop spending


  • Limit to 280 SMRT$ per year

Annual Fee

(Waived for 2 years)

Signup Bonus

S$120 Cashback

Requirements (Min Yearly Income)

  • Local $S$30,000
  • Non local $S$42,000


  • Up to 15% savings with daily spend
  • Additional savings earned form SMRT$ and Citi Rebate
  • CITI privileges: Enjoy complimentary travel insurance
  • CITI privileges: Best dining deal promise - offers the best promotion at a Citibank Gourmet Pleasures preferred restaurant, same or better than another credit card offer (if better credit card offers are found, the difference will be refunded)


  • CITI privileges: Up to 10% rebate at over 700 merchant outlets including Burger King, Cold Storage and Starbucks

Cash Back

  • CITI privileges: 5% Cashback on online shipping charges
  • CITI privileges: 5% Cashback for flight and hotel bookings with Expedia

Card Summary

It is a co-branded card of SMRT and Citi, but this card also offers excellent rebates. You can get 15% savings in all your favourite coffee shops like Starbucks, Coffee bean & Tea leaf, Coffee club, The Connoisseur Concerto (TCC).
Sounds too good right? Here's the catch. You have to spend a minimum of $600 every month on this card for the high rebates. Else, you get only 0.3% rebate. You will get 5% SMRT$ for transactions of $50 or more and only 3 SMRT$ for transactions less than $50.
This card was created for using in public transport specifically, although other cards can still do this.