Compare Credit Cards in Singapore

TOP CREDIT CARDS

Benefits  

    • Dining: Online food delivery on foodpanda, Deliveroo and WhyQ only: 10% cash rebate.
    • All other Dining spend: 3% cash rebate.
    • Online Shopping: Amazon.sg, Lazada, Qoo10, Shopee, RedMart and iHerb only: 5% cash rebate

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Signup promo: Get S$200 cashback when you apply online and spend on your new POSB Everyday Card!

on DBS's Secure Website


Signup bonus: Get S$200 cashback when you apply online and spend on your new POSB Everyday Card!

    • Local / PR minimum annual income $30000
    • Non-local minimum annual income $45000
    • See additional details for POSB Everyday Card

Benefits  

    • 10X rewards points (4 miles per S$1) on online spending except travel
    • Online category includes online shopping, taxi/ride-hailing apps, food delivery, online groceries
    • 10X rewards points (4 miles per S$1) on offline fashion shopping and department stores
    • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
    • 1X reward point for every S$1 on all other spending
    • No min. spend required
    • Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 points = 10,000 miles
    • 10X rewards are capped at 10,000 points per month i.e. S$1,000 spend
    • 10X rewards excludes travel purchases online and non-fashion purchases offline

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Signup promo: Choice of an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) / Nintendo Switch (worth S$469) / Dyson V8 Slim Fluffy™ (worth S$509) / S$300 cash via PayNow

on Citi's Secure Website


Signup bonus: Choice of an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) / Nintendo Switch (worth S$469) / Dyson V8 Slim Fluffy™ (worth S$509) / S$300 cash via PayNow

    • Local / PR minimum annual income $S$30,000
    • Non-local minimum annual income $S$42,000
    • See additional details for Rewards

Benefits  

    • Get up to 10% cash rebate on the following 5 categories: groceries, health and beauty, convenience stores, transport, and food delivery
    • Enjoy a 10% cash rebate on Grab services, Dairy Farm Group merchants (e.g. Cold Storage, Giant, Guardian, 7-Eleven), and UOB Travel Planner transactions (total of up to 10%)
    • Up to 5% cash rebate on all other retail spend
    • Up to 6% cash rebate on Singapore Power utilities payment
    • Up to 10% SMART$ rebate at over 300 merchants across 3 categories: dining, shopping, and groceries
    • Petrol savings of up to 21.15% at Shell and 24% at SPC
    • Enjoy up to 2.5% p.a. interest on your UOB One savings account as you spend on your credit card

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Signup promo: Get a S$350 Grab Voucher (Valid for first 200 new-to-UOB Cardmember)

on UOB's Secure Website


Signup bonus: Get a S$350 Grab Voucher (Valid for first 200 new-to-UOB Cardmember)

    • Local / PR minimum annual income $
    • Non-local minimum annual income $
    • See additional details for One Card

Benefits  

    • 6% cashback on local weekend dining
    • 3% cashback on local weekday dining & overseas dining worldwide
    • 3% cashback on online shopping
    • Up to 23.9% fuel savings at selected petrol stations
    • 5% cashback at all other petrol service stations
    • 3% cashback at supermarkets islandwide
    • 3% cashback on recurring telco bills
    • 0.3% cashback on all other spending
    • Additional benefit for CDA trustees: 3% cashback on medical spend

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Signup promo: Get S$50 cashback upon approval of OCBC 365 Credit Card and ONE additional OCBC Credit Card

on OCBC's Secure Website


Signup bonus: Get S$50 cashback upon approval of OCBC 365 Credit Card and ONE additional OCBC Credit Card

    • Local / PR minimum annual income $30000
    • Non-local minimum annual income $45000
    • See additional details for 365 Credit Card

Benefits  

    • 6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas)
    • 8% cashback on grocery shopping, both online and at major supermarkets (local & overseas)
    • Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending
    • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
    • Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
    • 0.25% cashback for all other spending, even if you do not meet the min. monthly spend
    • Note: Min. monthly spend of S$800 required to earn bonus cashback. There is a S$80 combined cashback cap across all categories

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Signup promo: Choice of a Dyson V8 (worth S$549) / Tilt 500 XS 14in Folding Bike (worth S$369) / ErgoTune Supreme (worth S$850) / S$350 Cash via PayNow

on Citi's Secure Website


Signup bonus: Choice of a Dyson V8 (worth S$549) / Tilt 500 XS 14in Folding Bike (worth S$369) / ErgoTune Supreme (worth S$850) / S$350 Cash via PayNow

    • Local / PR minimum annual income $S$30,000
    • Non-local minimum annual income $S$42,000
    • See additional details for Cash Back Card

Benefits  

    • 0.3% Cashback on all local purchases and online, mail and phone transactions
    • Pay with VISA payWave, no signature
    • Ride with NETS FlashPay for public transport, Comfort and CityCab taxis, ERP, carpark chargers

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Signup promo: Get S$20 cashback when you charge S$100 to your card within 1 month of card approval date.

on DBS's Secure Website


Signup bonus: Get S$20 cashback when you charge S$100 to your card within 1 month of card approval date.

Benefits  

    • HSBC Visa Platinum Credit Card is a high cashback rewards credit card, with no annual fees - ideal for families as you can get 5% cash rebate on categories like dining, groceries and fuel. Important to note would be the minimum spending requirement of S$600 per calendar quarter to qualify for rebates and the S$250 rebate cap per calendar quarter.

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Signup promo: Choice of Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670), OR S$200 cashback

on HSBC's Secure Website


Signup bonus: Choice of Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670), OR S$200 cashback

    • Local / PR minimum annual income $$30,000
    • Non-local minimum annual income $$40,000
    • See additional details for Visa Platinum

Benefits  

    • Up to S$200 Cashback per quarter
    • 0.5%-3% Cashback rates
    • Enjoy exclusive shopping, dining and entertainment privileges.
    • 1 year annual fee waiver
    • Personalised interest rates as low as 12% p.a. or up to 24.455% p.a.

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Signup promo: Apply now and choose from: (a) $138 cashback, (b) $150 Caltex StarCash card or (c) $150 in Uber credits.

on standard-chartered's Secure Website


Signup bonus: Apply now and choose from: (a) $138 cashback, (b) $150 Caltex StarCash card or (c) $150 in Uber credits.

    • Local / PR minimum annual income $30,000
    • Non-local minimum annual income $60,000
    • See additional details for Manhattan World MasterCard

Benefits  

    • Up to 15% savings on coffee
    • Up to 7% savings on groceries
    • Up to 5% savings on toys and books
    • Redeem your SMRT$ for vouchers and free rides
    • No convenience fee charge for EZ-Reload Auto Top
    • Save more with SMRT$ and Citi Rebate

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Signup promo: S$120 Cashback

on Citi's Secure Website


Signup bonus: S$120 Cashback

    • Local / PR minimum annual income $S$30,000
    • Non-local minimum annual income $S$42,000
    • See additional details for SMRT Platinum Visa

Benefits  

    • 1.2 miles per S$1 spent locally
    • 2 miles per S$1 spent in foreign currency
    • Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates
    • Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card
    • Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll
    • 2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide
    • Up to S$1 million travel insurance coverage when you charge your travel tickets to this card
    • NOTE: Admin fee of S$25 (excluding GST) for each conversion of CitiMiles to frequent flyer miles. Service fee applies to Citi PayAll facility.

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Signup promo: Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) or Nintendo Switch (worth S$469) or Dyson V8 Slim Fluffy™ (worth S$509) or S$300 cash via PayNow

on Citi's Secure Website


Signup bonus: Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) or Nintendo Switch (worth S$469) or Dyson V8 Slim Fluffy™ (worth S$509) or S$300 cash via PayNow

    • Local / PR minimum annual income $S$50,000
    • Non-local minimum annual income $S$50,000
    • See additional details for PremierMiles Master Card

Benefits  

    • Earn 2 Membership Rewards Points for every S$1.60 spent
    • Enjoy complimentary dishes from the comfort of your home when you pick up takeaway offers from the Gourmet Takeout programme
    • Up to 50% savings at selected restaurants in Singapore and around the globe
    • Permanent waiver of miles transfer fee (worth S$40)
    • Annual fee: S$321 (inclusive of GST) must be paid to enjoy welcome offers
    • Min. income requirement for Singaporeans/PRs: S$50,000 p.a.

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Signup promo: Choice of a Sony HT-S20R 5.1ch Home Cinema Soundbar (worth S$302) or S$200 Cash via PayNow

on AMEX's Secure Website


Signup bonus: Choice of a Sony HT-S20R 5.1ch Home Cinema Soundbar (worth S$302) or S$200 Cash via PayNow

Benefits  

    • 8% cash rebates on groceries, transport and selected merchants
    • Unlimited 0.3% cash rebates on all other purchases

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on Maybank's Secure Website


    • Local / PR minimum annual income $S$30,000
    • Non-local minimum annual income $S$60,000
    • See additional details for Family & Friends

Benefits  

    • Pick from 7 rewards category to earn 10X UNI$ (or 20 miles) for every S$5 spent.
    • LuxePay: Enjoy 0% 6 or 12-month instalment plan when you purchase your favourite luxury apparels.
    • Complimentary e-Commerce protection on your online purchases.
    • Enjoy SMART$ rebate on your daily essentials, entertainment and shopping.
    • Same day delivery upon card approval.
    • Note: Only available to female customers

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Signup promo: Get up to S$450 worth of Grab Vouchers and lululemon Gift Cards plus a limited-edition silk twilly designed by Tiffany Lovage

on UOB's Secure Website


Signup bonus: Get up to S$450 worth of Grab Vouchers and lululemon Gift Cards plus a limited-edition silk twilly designed by Tiffany Lovage

    • Local / PR minimum annual income $30,000
    • See additional details for Lady's Card

Benefits  

    • 10X rewards points (equivalent to 4 air miles or 2.5% cashback per S$1) on online purchases and contactless payments
    • 1X reward point for every S$1 on all other spending
    • No min. spend required
    • No annual fee
    • Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide
    • For every eligible card approval, HSBC will plant 1 tree in Malaysia/Indonesia/India on behalf of new HSBC Credit Cardholders
    • Note: Cap of 10,000 rewards points per calendar month on eligible purchases
    • Note: Qualifying transactions for 10X rewards points have additional exclusions

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Signup promo: Choice of Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670), OR S$200 cashback

on HSBC's Secure Website


Signup bonus: Choice of Samsonite Prestige 69cm Spinner Exp with built-in scale (worth S$670), OR S$200 cashback

    • Local / PR minimum annual income $$30,000
    • Non-local minimum annual income $$40,000
    • See additional details for Revolution Card

Benefits  

    • 6% online shopping rebate
    • 2% Apple online store rebate
    • Up to 5% entertainment rebate
    • Up to $60 in rebates per month with min spend of $400
    • 3% rebate on the first 2 NETS FlashPay ATU
    • 0.3% rebates on all other spends
    • $50 cash when you credit your salary into FRANK account

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on OCBC's Secure Website


    • Local / PR minimum annual income $30000
    • Non-local minimum annual income $45000
    • See additional details for Frank Credit Card

Benefits  

    • 5X Rewards for Online Shopping, Nightspots, Cinemas and Cafés
    • 1x Reward on all other spend.
    • Exclusive after-dark privileges
    • Up to 40% off online shopping at select merchants
    • Free entry and 1-for-1 drinks at Zouk.
    • Redeem your points for Miles, shopping or dining vouchers, or cash rebate!

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on Citi's Secure Website


Benefits  

    • Earn up to 3X DBS points
    • Use as a EZ-link card

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Signup promo: Charge a min. of S$500 within the first month from your card approval date to receive up to S$80 worth of Uber rides.

on DBS's Secure Website


Signup bonus: Charge a min. of S$500 within the first month from your card approval date to receive up to S$80 worth of Uber rides.

Benefits  

    • 3 miles per S$1 spend
    • Points never expire
    • Complimentary global airport lounge access

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Signup promo: Receive up to 8,000 bonus miles when you charge a min. of S$1,000 per month to your new Card for the first 2 months from your card approval date.

on DBS's Secure Website


Signup bonus: Receive up to 8,000 bonus miles when you charge a min. of S$1,000 per month to your new Card for the first 2 months from your card approval date.

Benefits  

    • For customers with UOB Savings or current account
    • ATM, NETS, FlashPay enabled

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on UOB's Secure Website


Benefits  

    • Annual Fee of S$171.20 waived for the first year
    • Enjoy 3% Cashback for the first 6 months up to S$5,000 spend
    • 1.5% Cashback on subsequent eligible purchases with no minimum spend and no earn cap
    • Eligible for use with Apple Pay

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Signup promo: Receive S$80 CapitaVouchers with min. spend

on AMEX's Secure Website


Signup bonus: Receive S$80 CapitaVouchers with min. spend

    • Local / PR minimum annual income $30,000
    • Non-local minimum annual income $60,000
    • See additional details for True Cashback Card